How Much Does Surrogacy Cost in Union City, New Jersey?

Union City, New Jersey, is known for its rich, diverse culture and performing arts. If you’re considering surrogacy as a path to parenthood in this vibrant city, understanding the costs involved is essential.

While surrogacy can be expensive, careful planning can make it an attainable option. Below, we break down the expenses associated with surrogacy and explore surrogacy financing options for managing costs.

If you’re ready to take the next step, fill out our contact form to connect with a surrogacy professional today.

Surrogacy Cost Breakdown in Union City

Surrogacy in Union City typically costs between $100,000-$200,000+. Here’s a general breakdown of expenses you may encounter:

• Surrogacy Agency Fees: $25,000 to $50,000 for screening, matching, case management and legal coordination
• Surrogate Compensation: $45,000 to $70,000 for pregnancy-related expenses, such as medical bills, living costs and maternity clothing
• Medical Costs: $30,000 to $50,000 for in vitro fertilization and surrogate medical care
• Legal Fees: $10,000 to $15,000 for contracts and court filings
• Surrogacy Insurance: $15,000 to $25,000 if an additional policy is needed
• Miscellaneous Costs: $5,000 to $10,000 for things like travel, surrogate breast milk and unexpected medical expenses

How Much Does a Surrogate Cost in Union City?

New Jersey law does not allow direct compensation for surrogates beyond “reasonable expenses.” This means intended parents can directly reimburse surrogates for expenses related to pregnancy, including living expenses like food and utilities.

Because surrogates in New Jersey cannot receive direct compensation for their time and effort, finding a local surrogate may take longer. You may want to work with an out-of-state surrogate to speed up your family-building journey.

How Much Does IVF and Surrogacy Cost in Union City?

The total cost of IVF and surrogate medical care in Union City generally ranges from $30,000 to $50,000. This includes procedures like egg retrieval, fertilization, embryo transfer, prenatal care and childbirth.

Because many surrogacy agencies do not include IVF costs in their estimates, it’s essential to account for these expenses early in your budgeting process. If you already have embryos created, your surrogacy expenses may be lower.

How Much Does Surrogacy Cost With Insurance in Union City?

Insurance coverage for surrogacy varies significantly. Some policies may cover portions of IVF or pregnancy-related medical expenses for the surrogate, while others explicitly exclude surrogacy-related costs.

If your surrogate’s health insurance does not cover surrogacy, you may need to purchase a specialized policy. This can add an additional $15,000 to $25,000 to your total expenses.

How to Pay for Surrogacy in Union City

Affording surrogacy can seem overwhelming, but various financing options can make the process more manageable. Here are some common strategies:

• Loans
• Grants
• Payment plans
• Employer benefits
• Personal savings
• Home equity line of credit
• Crowdfunding

Start Your Surrogacy Journey in Union City Today

Surrogacy is a life-changing opportunity to grow your family. While the costs may seem daunting, there are many ways to make it financially feasible. Understanding expenses, planning ahead and seeking financial support can help make your surrogacy journey a reality.

If you’re ready to take the next step, fill out our contact form to connect with a surrogacy professional today. They can help guide you through the process.