How Much Does Surrogacy Cost in Trenton, New Jersey?

Trenton, New Jersey, is a city rich in American history and home to renowned museums like the New Jersey State Museum and the Old Barracks Museum.

Are you considering building your family through surrogacy in Trenton? Surrogacy is an exciting path to parenthood, but navigating the financial commitments can be overwhelming.

Below, we break down your potential expenses and go over strategies that can make your journey more affordable. For personalized guidance, fill out our contact form. We can help you get in touch with a surrogacy professional.

Surrogacy Cost Breakdown in Trenton

The cost of surrogacy in Trenton can range from $100,000-$200,000+, depending on multiple factors. Here’s a general breakdown of potential expenses:

• Surrogacy Agency Fees: $25,000 to $50,000 for matching services, case management and support
• Surrogate Compensation: $45,000 to $70,000 for things like the surrogate’s medical bills, living expenses and maternity clothing
• Legal Fees: $10,000 to $15,000 for contracts and legal representation
• Medical Costs: $30,000 to $50,000 for in vitro fertilization and surrogate medical care
• Surrogacy Insurance: $15,000 to $25,000 if an additional policy is needed
• Miscellaneous Expenses: $5,000 to $10,000 for travel costs and unforeseen expenses

How Much Does a Surrogate Cost in Trenton?

While surrogacy itself is legal in New Jersey, intended parents cannot compensate a surrogate beyond covering “reasonable” expenses related to the pregnancy. This means that surrogates can only be reimbursed for specific costs such as pregnancy-related medical bills, legal fees, maternity clothing, travel expenses, counseling services and necessary living expenses.

As a result, finding an in-state surrogate can be challenging. Many surrogates prefer to be paid for their time and commitment. To move forward faster, you may want to work with a surrogate in a different state.

How Much Does IVF and Surrogacy Cost in Trenton?

In vitro fertilization is an essential step in surrogacy, as it creates the embryos that will be transferred to your surrogate. In Trenton, the cost of fertility treatments, including egg retrieval, fertilization and embryo transfer, typically falls between $30,000 and $50,000. This estimate also accounts for surrogate-related medical expenses such as medications, prenatal care and delivery costs.

It’s important to note that many surrogacy agencies do not include IVF expenses in their total cost estimates. To avoid unexpected financial strain, you should consult with your fertility clinic early in the process.

How Much Does Surrogacy Cost With Insurance in Trenton?

Insurance coverage for surrogacy varies significantly. Your plan may cover portions of your IVF treatments, but most surrogacy-related medical costs must be paid out of pocket.

If your surrogate’s insurance does not cover maternity care for a surrogacy pregnancy, you may need to purchase a separate policy for $15,000 to $25,000. A surrogacy professional can help you determine if there are any gaps in coverage.

How to Pay for Surrogacy in Trenton

Since surrogacy is a significant financial commitment, many intended parents explore various strategies to make the process more manageable. Some surrogacy financing options include:

• Personal savings and investments
• Loans
• Fertility grants
• Payment plans
• Employer benefits
• Crowdfunding

Exploring multiple options can make surrogacy more financially feasible and bring your dream of parenthood within reach.

Moving Forward With Surrogacy in Trenton

Surrogacy in Trenton, New Jersey, is a significant but rewarding investment. Understanding the costs, planning for expenses and exploring financing options can help you start your journey with confidence.

Want to speak with a surrogacy professional? Fill out our contact form, and we’ll help you get in touch with a local agency.