How Much Does Surrogacy Cost in Toms River Township, New Jersey?

Toms River is a beautiful waterfront town known for its scenic shoreline and tight-knit community. It also boasts the second-largest Halloween parade in the world, making it a lively and welcoming place for families.

If you’re thinking about surrogacy in Toms River, New Jersey, it’s important to understand the costs upfront. Because surrogacy can be expensive, many families start planning early for their journeys.

Below, we provide a breakdown of common expenses and financing options. If you’d like to talk to a professional about your situation, fill out our online form.

Surrogacy Cost Breakdown in Toms River Township

The total cost of surrogacy in Toms River Township typically ranges between $100,000-$200,000+. Below is a breakdown of common expenses you may encounter:

• Surrogacy Agency Fees: $25,000 to $50,000 for screening, matching and case management.
• Surrogate Compensation: $45,000 to $70,000 for the surrogate’s medical bills, living expenses, maternity clothing, etc.
• Medical Costs: $30,000 to $50,000 for in vitro fertilization and surrogate medical care
• Legal Fees: $10,000 to $15,000 for contracts and parental rights establishment
• Surrogacy Insurance: $15,000 to $25,000, depending on existing policies
• Miscellaneous Expenses: $5,000 to $10,000 in contingency funds

How Much Does a Surrogate Cost in Toms River Township?

New Jersey law does not allow compensated surrogacy, meaning intended parents can cover only the surrogate’s pregnancy-related expenses. This includes:

• Medical bills
• Legal fees
• Living expenses such as rent, utilities and food
• Maternity clothing
• Transportation to and from appointments

Because of these restrictions, it may be harder to find a surrogate in New Jersey. If you want to get started sooner, working with an out-of-state surrogate may be your best option.

How Much Does IVF and Surrogacy Cost in Toms River Township?

In vitro fertilization is a crucial part of the surrogacy process because it creates the embryos you’ll transfer to your surrogate. In total, you’ll need to pay $30,000 to $50,000 for fertility treatments (egg retrieval, fertilization, embryo transfer, etc.) and surrogate medical care (medications, prenatal appointments, childbirth, etc.).

Surrogacy professionals often do not include IVF costs in their total estimates, so you should verify pricing with your fertility clinic before making financial plans.

How Much Does Surrogacy Cost With Insurance in Toms River Township?

Insurance coverage for surrogacy varies greatly. Some plans partially cover IVF or certain medical expenses for the surrogate, while others exclude surrogacy-related costs altogether. If your surrogate’s insurance does not cover pregnancy costs, you may need to purchase a separate policy, which can range from $15,000 to $25,000.

How to Pay for Surrogacy in Toms River Township

Affording surrogacy can seem overwhelming, but there are many financial options available. Here are seven surrogacy financing options:

• Loans
• Grants
• Payment plans
• Investments
• Personal savings
• Employer benefits
• Crowdfunding

If surrogacy is your chosen path to parenthood, you can make it a reality by budgeting carefully and working with an experienced professional. Reach out today to explore your options and take the next step in building your family.