How Much Does Surrogacy Cost in Passaic, New Jersey?

Known as the birthplace of television, Passaic, New Jersey, offers the perfect blend of urban convenience and historical significance. It’s a wonderful place to build your family through surrogacy.

However, surrogacy comes with significant financial considerations. You will need to plan strategically to manage expenses and explore available financial resources.

This guide provides a detailed breakdown of surrogacy costs and outlines financing strategies to help make the journey more accessible. If you’re ready to take the next step on your path to parenthood, fill out our form today.

Surrogacy Cost Breakdown in Passaic

Surrogacy costs in Passaic can vary between $100,000-$200,000+. Below is a breakdown of potential expenses:

• Surrogate Compensation: $45,000 to $70,000 for your surrogate’s medical bills, living expenses, legal fees and other pregnancy-related costs
• Agency Fees: $25,000 to $50,000, covering matching services, screenings and coordination
• Legal Fees: $10,000 to $15,000 for drafting contracts and ensuring compliance with state laws
• Medical Costs: $30,000 to $50,000, covering in vitro fertilization, prenatal care, delivery and more
• Surrogacy Insurance: $15,000 to $25,000, depending on whether additional coverage is needed
• Miscellaneous: $5,000 to $10,000 for unforeseen expenses

How Much Does a Surrogate Cost in Passaic?

The cost of a surrogate is typically one of the most significant expenses in the surrogacy process, with compensation ranging from $45,000 to $70,000. This amount can vary based on the surrogate’s experience, location and additional benefits.

However, New Jersey law only permits the reimbursement of pregnancy-related expenses, which can make it more challenging to find an in-state surrogate. Because of this limitation, you may want to work with surrogates from other states where compensated surrogacy is fully legal.

How Much Does IVF and Surrogacy Cost in Passaic?

 In New Jersey, the cost of in vitro fertilization and surrogate medical care typically ranges between $30,000 and $50,000. This estimate includes essential steps such as egg retrieval, embryo creation, embryo transfer, prenatal care and childbirth.

Many surrogacy professionals do not include IVF costs in their pricing estimates, so it’s important to discuss these expenses when planning your budget. If you have already created embryos from a previous fertility journey, your total surrogacy costs may be lower.

How Much Does Surrogacy Cost With Insurance in Passaic?

Insurance coverage for surrogacy varies widely. Some health plans cover certain aspects, such as IVF or pregnancy-related care for the surrogate, while others exclude surrogacy-related expenses altogether.

You may need to purchase a supplemental insurance policy, which can cost between $15,000 and $25,000. Before proceeding, you should review existing policies and consult with a professional to understand coverage options.

How to Pay for Surrogacy in Passaic

While surrogacy is a significant financial investment, several options can help intended parents manage the costs:

• Personal Savings: Many intended parents partially rely on savings to cover expenses.
• Loans: Some lenders offer specialized fertility loans with flexible payment plans.
• Grants: Several nonprofit organizations provide financial assistance to hopeful parents struggling with infertility.
• Employer Benefits: Some employers offer fertility and surrogacy benefits, so make sure to check with your human resources department.
• Crowdfunding: Platforms like GoFundMe allow friends and family to contribute to your surrogacy journey.

By exploring these financing options, you can create a strategy that makes surrogacy more accessible and financially manageable.

Are you ready to get started with your journey? Fill out our online form to connect with a surrogacy agency near Passaic.