How Much Does Surrogacy Cost in Elizabeth, New Jersey?

Imagine sharing a classic ice cream soda with your child at a cozy shop in Elizabeth, New Jersey, or spending a fun-filled afternoon strolling through Jersey Gardens Mall, the largest shopping mall on the East Coast.

If you’re considering surrogacy to make this dream a reality, you might wonder about the costs involved. Surrogacy is a significant financial commitment, but with the right resources and planning, it can be attainable.

Below, we’ll go over surrogacy costs in Elizabeth, New Jersey. If you have additional questions, you can contact a local surrogacy professional by filling out our form.

Surrogacy Cost Breakdown in Elizabeth

The total cost of surrogacy in New Jersey typically ranges from [cost_range}. Below is a breakdown of potential expenses:

• Surrogacy Agency Fees: $25,000 to $50,000 for matching services, screenings and case management.
• Surrogate Compensation: $45,000 to $70,000 for medical costs, living expenses, maternity clothing and other “reasonable expenses” as defined by state law
• Legal Fees: $10,000 to $25,000 for contracts and other legal processes.
• Medical Costs: $30,000 to $50,000 for in vitro fertilization and surrogate medical care
• Surrogacy Insurance: $15,000 to $25,000 for expenses not covered by existing policies
• Miscellaneous: $5,000 to $10,000 in contingency funds

Every surrogacy journey is unique, so costs may vary based on your specific situation. A local professional can provide you with a personalized estimate. Fill out our contact form to get connected today.

How Much Does a Surrogate Cost in Elizabeth?

In New Jersey, surrogates cannot be compensated beyond “reasonable expenses,” as outlined in state law. This means that while living expenses and pregnancy-related costs can be covered, direct compensation is not permitted.

You may need to work with an out-of-state surrogate to grow your family because of New Jersey’s compensation limits. Typically, surrogate compensation ranges from $45,000 to $70,000.

How Much Does IVF and Surrogacy Cost in Elizabeth?

In vitro fertilization is an essential component of gestational surrogacy. Through IVF, you’ll create the embryos that will be transferred to your surrogate.

When combined with surrogate medical care, you total medical costs will likely range from $30,000 to $50,000. This includes fertility treatments as well as prenatal appointments, medications, labor and delivery.

How Much Does Surrogacy Cost With Insurance in Elizabeth?

Insurance coverage for surrogacy varies widely. Some plans partially cover IVF or surrogate medical expenses, while others exclude surrogacy-related costs entirely. If your insurance does not cover surrogacy, you may need to purchase an additional policy, which can cost between $15,000 and $25,000.

A surrogacy agency can help you determine what coverage is available and assist in securing the best insurance plan for your journey. To connect with a local professional, just fill out our contact form.

How to Pay for Surrogacy in Elizabeth

Affording surrogacy may seem overwhelming, but several financial resources can make the process more manageable:

• Loans: Specialized loans from fertility finance companies can help spread costs over time.
• Grants: Various organizations offer grants to help intended parents afford surrogacy.
• Employer Benefits: Some employers offer fertility and surrogacy benefits.
• Personal Savings: Putting aside money every month can help you cover costs.
• Home Equity Line of Credit: This option allows you to borrow against the equity in your home.

Get Started With Surrogacy in Elizabeth

When you’re ready to begin your surrogacy journey, we can connect you with trusted professionals who can guide you through every step of the process. Contact us today to take the next step toward growing your family!