How Much Does Surrogacy Cost in Cherry Hill Township, New Jersey?

Cherry Hill Township, New Jersey, is a vibrant suburb of Philadelphia known for its stunning cherry blossoms. With its picturesque charm and easy access to urban amenities, Cherry Hill is an appealing location for families.

If you’re hoping to expand your family through surrogacy, understanding the costs involved is an important first step. While surrogacy in New Jersey can be expensive, there are several ways to make the journey more manageable.

Below, we break down the costs and offer insights on how to afford surrogacy. If you want to speak with a professional, fill out our online form. We can connect you with a local surrogacy agency.

Surrogacy Cost Breakdown in Cherry Hill Township

The cost of surrogacy in Cherry Hill Township ranges from $100,000-$200,000+. Here’s an estimated breakdown of what you might expect to pay:

• Surrogacy Agency Fees: $25,000 to $50,000, covering matching services, case management and coordination
• Surrogate Compensation: $45,000 to $70,000 for “reasonable expenses” as defined by New Jersey law
• Medical Costs: $30,000 to $50,000, including egg retrieval, fertilization, embryo transfer, medications and prenatal appointments
• Legal Fees: $10,000 to $15,000 for contracts and other legal requirements.
• Surrogacy Insurance: $15,000 to $25,000, depending on existing policies
• Miscellaneous Expenses: $5,000 to $10,000 in contingency funds

How Much Does a Surrogate Cost in Cherry Hill Township?

New Jersey laws restrict how surrogates are compensated. Rather than receiving a fixed payment for their role, surrogates can only be reimbursed for pregnancy-related expenses, including medical bills, legal fees and living expenses.

Due to these limitations, matching with a surrogate in New Jersey can sometimes take longer than in states where surrogates are allowed to receive greater compensation. To start building your family sooner, you may want to work with an out-of-state surrogate.

How Much Does IVF and Surrogacy Cost in Cherry Hill Township?

A crucial part of the surrogacy process is in vitro fertilization, which allows you to create embryos for transfer to a surrogate. The cost of IVF and surrogate medical care can range from $30,000 to $50,000 per cycle, covering egg retrieval, fertilization, embryo transfer, necessary medications, prenatal appointments and more.

It’s important to note that many surrogacy agencies do not include IVF expenses in their total surrogacy estimates. You should verify pricing with your fertility clinic to understand the full financial commitment.

How Much Does Surrogacy Cost With Insurance in Cherry Hill Township?

Insurance coverage for surrogacy can be unpredictable, as many health plans exclude surrogacy-related expenses altogether. However, some policies may offer partial coverage for things like IVF or childbirth.

Since benefits vary widely, you should carefully review your policy and check your surrogate’s plan. You may need to purchase a separate insurance policy to cover surrogacy-related medical expenses, which can cost between $15,000 and $25,000.

How to Pay for Surrogacy in Cherry Hill Township

Given the high costs, intended parents often explore various financial strategies for affording surrogacy. This includes:

• Personal Savings: You can use savings to cover part or all of your expenses.
• Surrogacy Loans: Specialized fertility loans and personal loans can help finance the journey.
• Grants: Some organizations offer financial assistance for surrogacy and IVF.
• Employer Benefits: Some employers provide fertility and surrogacy benefits as part of their health plans.
• Crowdfunding: Online fundraising platforms can help you raise funds for your surrogacy journey.

While surrogacy is a significant financial investment, exploring available financing options can help make parenthood through surrogacy a reality.

To get a personalized estimate and budgeting support, fill out our contact form today.