How Much Does Surrogacy Cost in Camden, New Jersey?

Camden, New Jersey, is known for its scenic waterfront district and family-friendly attractions. With easy access to cultural and recreational opportunities, Camden provides a welcoming environment for parents looking to grow their families.

If you’re considering surrogacy, one of the first questions you may have is about the cost. Although surrogacy can be expensive, it is possible to make your dream of parenthood a reality with careful planning.

In this guide, we’ll explore the cost of surrogacy in Camden and several financial strategies for affording surrogacy. When you’re ready to take the next step, fill out our form to connect with a surrogacy professional and start your journey today.

Surrogacy Cost Breakdown in Camden

The cost of surrogacy in New Jersey typically falls between $100,000-$200,000+. Below is a breakdown of potential expenses:

• Surrogacy Agency Fees: $25,000 to $50,000, covering screening, matching, and support services)
• Surrogate Compensation: $45,000 to $70,000 for the surrogate’s medical bills, living expenses and more
• Legal Fees: $10,000 to $15,000 for drafting and reviewing surrogacy contracts)
• Medical Expenses: $30,000 to $50,000 for fertility treatments, prenatal care and delivery)
• Insurance: $15,000 to $25,000 for an additional surrogacy-specific policy
• Miscellaneous Costs: $5,000 to $10,000 for things like travel and surrogate breast milk

How Much Does a Surrogate Cost in Camden?

Surrogate compensation is typically between $45,000 and $70,000. However, due to New Jersey’s surrogacy laws, surrogates in Camden can only be reimbursed for pregnancy-related costs, such as medical bills, living expenses and legal fees.

Because of this, it could be harder for you to find a surrogate in New Jersey. Many surrogates want to be compensated for their time, effort and commitment to carrying the pregnancy. A national agency can help you find an out-of-state surrogate.

How Much Does IVF and Surrogacy Cost in Camden?

In New Jersey, in vitro fertilization and surrogate medical care costs range from $30,000 to $50,000. This includes egg retrieval, embryo transfer, prenatal appointments, medications, childbirth and more.

These expenses are a crucial part of the surrogacy process, but many surrogacy professionals do not include IVF costs in their estimates. You will want to speak with your surrogacy professional to confirm costs before you start your journey.

How Much Does Surrogacy Cost With Insurance in Camden?

Insurance coverage for surrogacy varies widely. Some health insurance plans provide coverage for your IVF treatments and the surrogate’s pregnancy-related medical expenses, but many exclude costs associated with surrogacy.

You might need to purchase additional insurance for $15,000 to $25,000 if there are gaps in coverage. A surrogacy agency can help navigate insurance policies and secure the best possible coverage.

How to Pay for Surrogacy in Camden

The high cost of surrogacy can feel overwhelming, but many intended parents use different surrogacy financing options to make their journey possible. Here are some common ways to fund surrogacy:

• Loans
• Grants
• Personal savings
• Investments
• Payment plans
• Crowdfunding
• Home equity line of credit
• Employer benefits

By combining multiple financial resources, surrogacy can become an achievable option for your family.

Moving Forward with Surrogacy in Camden

Starting your surrogacy journey in Camden, New Jersey, requires careful planning and financial preparation. Whether you choose to work with a local or out-of-state surrogate, understanding the costs and available resources can help you move forward with confidence.

If you’re ready to take the next step, connect with a surrogacy professional to explore your options today.