How Much Does Surrogacy Cost in Nebraska?

 Surrogacy laws may make assessing the cost of surrogacy in Nebraska challenging.  

However, intended parents in Nebraska can still pursue safe, ethical, and financially attainable surrogacies by working with a national agency and a surrogate out-of-state.

Learning about the finances of surrogacy could be your first step on a life-changing journey. When you’re ready for those first steps, reach out to us.

How Much Does Surrogacy Cost in Nebraska?

The average cost of surrogacy nationally ranges between $150,000 and $179,000+.

Since surrogacy contracts are unenforceable in Nebraska, intended parents in Nebraska are advised to look for surrogates out-of-state. Your specific price will depend on where your surrogate lives, and which agency you choose.

These prices surprise and disappoint some intended parents, but it’s important to keep in mind that surrogacy can be accessible for you and your family, even at these high price points. Let’s briefly go over what these funds are used for, and why they’re important to your process:

While this process is undoubtedly expensive, intended parents come from all different income brackets. With enough planning, saving, and careful budgeting, most people can afford surrogacy.

An Example Surrogacy Cost Breakdown in Nebraska

As mentioned, your prices can vary based on which surrogacy professional you choose to work with. This decision is one of the biggest determining factors of your overall price.

Here is a hypothetical agency’s fee structure we’ve drawn up, just to give you a rough idea of how these may break down.

This isn’t meant to be a standard though; different agencies will adjust their distribution to account for unique circumstances or personal experience. For example, some may screen surrogates less, but spend more on legal fees.

These fees can give you a great idea of which professional you should partner with. Your family deserves an agency that shares your priorities and values your feedback. We can help you find the right professional for your surrogacy journey. Contact us today to connect with them.

What’s a Realistic Income for Surrogacy?

Despite popular misconceptions, surrogacy is available to most income levels. There is no set income requirement; as long as intended parents have access to the required funds, surrogacy remains an accessible option.

While funding a surrogacy can certainly be a challenge, with enough planning and clever resource management most families find surrogacy surprisingly affordable. For instance, take this couple, who combined savings, home equity, grant funds, work benefits and loans to finance their surrogacy.

What Value do you get for the Costs of Surrogacy?

You may be asking yourself, what does any of this mean for me? How do these services and their high fees help with my family’s surrogacy journey?

There are three defining services where you can see your surrogacy agency converting your funds into an expedited and secure surrogacy process:

• Matching Quickly. Finding a surrogate for your family can be one of the hardest steps in this process. One of the key benefits of working with an agency is quick and relatively simple matching, facilitated by experts.
• Thorough Screenings. Being a surrogate isn’t an easy job, and only a small percent of applicants are approved for the process. By screening early, agencies save you from scenarios where you spend thousands establishing a connection with a surrogate who cannot complete the process.
• Financial Security. No matter how careful everyone is, setbacks and pitfalls are always a possibility. In this eventuality, you’ll want an agency that provides financial protection against unexpected challenges.

If you’re still weighing the benefits and costs of surrogacy in Nebraska, ask a representative about wait times, screening standards and financial protections.

Understanding the Cost of Surrogacy in Nebraska

The expenses that make up surrogacy costs in Nebraska can be hard to clearly understand. Let’s discuss three contributing factors to your total surrogacy cost and the benefits they’ll provide during your surrogacy journey.

How Much Does Surrogacy Cost with Insurance in Nebraska?

Insurance coverage is an important part of any pregnancy, including those achieved through a surrogate. You’ll need to look over your medical insurance and see what it says about surrogacy.

Some insurance policies extend coverage to surrogates. A few policies will even help pay for your surrogate’s compensation. Unfortunately, it’s also common for policies to specifically exclude surrogates, or not mention surrogacy at all.

If your coverage does not extend to your surrogate, secure additional coverage. This expense doesn’t always have to come out of pocket; if you are running your surrogacy through a trusted, highly-rated agency, they may obtain the necessary plan on your behalf, at no additional cost.

How Much Does a Surrogate Cost in Nebraska?

As with your overall expense, the cost of your surrogate is hard to predict. Nationally, surrogate compensation ranges from $50,000 to $70,000+. Surrogate compensation is mostly based on the surrogate’s cost of living, so where she lives will influence your price.

Think of surrogate compensation in two different components: Reimbursement and base pay.

Reimbursement is an expense that covers a surrogate’s pregnancy-related expenses, like maternity clothes, lost wages, medical copays and more.

Base pay is a more traditional form of compensation. This helps thank your surrogate for her dedication to helping you grow your family. For many Surrogates, this is a life-changing moment; they may use their compensation to put a down payment on a house or establish a fund to help their children go to college one day.

How Much Does IVF and Surrogacy Cost?

Costs of IVF in Nebraska can vary widely. Most estimates fall between $12,000 and $32,000.

Even though your surrogacy won’t be completed in Nebraska, you can still use local clinics for your embryo creation. Fertility clinics have the required equipment to transport embryos safely.

Completing your IVF process before pursuing surrogacy is advised by most professionals. This will speed up your process overall, and reduce wait times.

Many surrogacy professionals will leave the costs of IVF out of their overall cost estimates. Keep this in mind when planning your surrogacy expenses.

Affording Surrogacy in Nebraska

Although surrogacy is expensive, many families still find it accessible once they’ve made a financing plan. There are a variety of resources you may be able to use to fund your surrogacy. 

Most intended parents choose to fund their surrogacy at least partially with a loan. This can be a personal, loan, a home equity borrowing plan, or a surrogacy-specific lending program. If you’re considering a loan, contact your local bank, your credit union or your surrogacy agency for more information.

How to Pay for Surrogacy

Funding your surrogacy is no easy task. Here are a few different resources you may be able to use to help raise the required funds:

Surrogacy Agencies in Nebraska

Surrogacy agencies provide many services that could be considered essential to intended parents, such as counseling, legal support, supplemental insurance policies and more.

• American Surrogacy (Omaha)
•  Heartland Fertility Clinic (Omaha)

Fertility Agencies in Nebraska

Every surrogacy journey involves fertility clinics. Working with a compassionate, trusted clinic can make all the difference in your surrogacy journey. Here are some well-established Nebraskan clinics we can recommend:

• Women’s Clinic of Lincoln (Lincoln)
• Gynecology & Fertility P.C. (Lincoln)
• Omaha Fertility Clinic (Omaha)

When Can I Get Started?

You don’t have to have every aspect of your surrogacy planned out before you start – the truth is the sooner in the process you speak with surrogacy professionals, the better. Professionals can help you learn more, plan the steps of your surrogacy and even secure funding.

You don’t have to wait any longer to build the family you’ve always hoped for.  If you’re serious about surrogacy, don’t hesitate to contact us today.