How Much Does Surrogacy Cost in Reading, Pennsylvania?

Reading, Pennsylvania, known as The Pretzel City, is famous for its delicious hand-twisted treats. As a hopeful parent, you may dream of one day sharing a warm, freshly baked pretzel with your child at one of the city’s iconic bakeries.

Surrogacy can help you build your family and fulfill this dream. However, the process is a significant financial investment. Below, we’ll break down the costs and financing options available to help you take the next step toward parenthood.

Want to get in touch with a local surrogacy agency? Fill out our form, and we’ll help you get connected.

Surrogacy Cost Breakdown in Reading

The total cost of surrogacy in Reading, Pennsylvania, typically falls between $100,000-$200,000+. Here’s a breakdown of your potential costs:

• Surrogacy Agency Fees: $25,000 to $50,000 for screening, matching, and support services
• Surrogate Compensation: $40,000 to $80,000 paid to the surrogate, depending on her experience and location
• Legal Fees: $8,000 to $15,000 for contracts and court proceedings
• Medical  Expenses: $30,000 to $50,000 for fertility treatments and surrogate medical care
• Health Insurance: $15,000 to $25,000 for an additional policy to ensure there are no gaps in coverage
• Miscellaneous Costs: $5,000 to $10,000 for things like travel, lost wages and unexpected expenses

Your total cost may vary depending on the specifics of your journey, but these estimates provide a realistic framework to help you plan.

How Much Does a Surrogate Cost in Reading?

Surrogate compensation is one of the most significant expenses in surrogacy. In Reading, surrogates typically earn between $40,000 and $80,000. This total reflects the surrogate’s dedication and consists of:

• Base pay for carrying the pregnancy
• Additional benefits, including lost wages, maternity clothing and travel expenses
• Higher compensation for surrogates who have successfully carried previous surrogacy pregnancies

How Much Does IVF and Surrogacy Cost in Reading?

In vitro fertilization is a crucial step in the surrogacy process because it creates the embryos you’ll transfer to your surrogate. Since IVF is usually a separate cost from surrogacy agency fees, you should account for this expense when planning your budget.

In total, IVF and surrogate medical care costs typically range from $30,000 to $50,000. The amount you’ll need to pay depends on:

• Number of IVF cycles required
• Medication and hormone treatments
• Embryo freezing and storage
• Egg or sperm donor costs (if applicable)
• Prenatal appointments
• Labor and delivery

How Much Does Surrogacy Cost With Insurance in Reading?

Some insurance policies partially cover IVF or parts of the surrogate’s medical expenses, but most do not.

If there are gaps in coverage, you may need to purchase an additional surrogacy-specific policy for $15,000 to $25,000. Consulting an insurance specialist or working with a surrogacy agency can help ensure there are no coverage gaps that pose risks.

How to Pay for Surrogacy in Reading

Surrogacy is a significant financial commitment, but there are several surrogacy financing options available:

• Surrogacy loans
• Home equity lines of credit
• Fertility grants
• Payment plans
• Crowdfunding
• Savings
• Investments

By combining different financial strategies, you can make your dream of parenthood a reality.

Moving Forward With Surrogacy in Reading

Starting your surrogacy journey in Reading, Pennsylvania, is possible with the right planning and support.

Whether you’re ready to move forward or still exploring options, reaching out to a surrogacy professional can help you take the next step. To connect with a local agency, fill out our online form.