Surrogacy By State

How Much Does Surrogacy Cost in Philadelphia, Pennsylvania?

Philadelphia, known for its iconic cheesesteaks, vibrant murals and rich history, is a wonderful place to grow your family through surrogacy.

If you’re considering this path, understanding the financial commitment is crucial. The cost of surrogacy in Philadelphia generally ranges from $100,000-$200,000+, depending on various factors.

In this article, we’ll go over potential expenses and provide surrogacy financing options you can use to make the journey possible. For more information, fill out our online form.

Surrogacy Cost Breakdown in Philadelphia

Here’s an example breakdown of what you can expect to pay throughout the surrogacy process:

Surrogacy Agency Fees: $25,000 to $50,000 for screening, matching and support services
Surrogate Compensation: $40,000 to $80,000 paid to the surrogate for her time and effort
Legal Fees: $8,000 to $15,000 covers contracts between you and your surrogate
Medical Costs: $30,000 to $50,000 for fertility treatments, prenatal care and labor and delivery
Health Insurance: $15,000 to $25,000 for a surrogacy-specific insurance policy, if needed
Miscellaneous Costs: $5,000 to $10,000 for travel, surrogate breast milk and unexpected expenses.

Costs can vary based on your individual circumstances, but this estimate provides a general idea of what you’ll need to budget.

How Much Does a Surrogate Cost in Philadelphia?

One of the most significant expenses in the surrogacy process is surrogate compensation. In Philadelphia, a surrogate typically earns between $40,000 and $80,000, depending on her experience and any specific requests you have for the pregnancy.

Surrogates dedicate months of their lives to helping you grow your family, and their compensation reflects their invaluable service.

How Much Does IVF and Surrogacy Cost in Philadelphia?

In vitro fertilization is a necessary step in surrogacy, as it involves creating embryos before transfer. In Philadelphia, IVF costs are typically $11,000 to $20,000, while total medical costs, including prenatal care and labor and delivery, generally range from $30,000 to $50,000.

Since most surrogacy programs do not include IVF in their estimates, you will want to budget for these expenses separately.

How Much Does Surrogacy Cost With Insurance in Philadelphia?

Managing insurance coverage can be one of the more complex aspects of surrogacy. While some health insurance policies cover parts of the process, most do not cover surrogate pregnancy costs.

If that’s the case, you may need to purchase a separate surrogacy-friendly insurance policy, which can cost $15,000 to $25,000. Some surrogacy agencies help intended parents find the right plan, ensuring that coverage gaps don’t delay the process.

How to Pay for Surrogacy in Philadelphia

Are you worried about having a realistic income for surrogacy? Affording surrogacy can be challenging, but multiple financing options are available:

Surrogacy loans
Home equity line of credit
Grants
Employer benefits
Payment plans
Crowdfunding
Savings

Many intended parents use a combination of these methods to make surrogacy financially viable.

Surrogacy Agencies in Philadelphia

If you’re considering surrogacy, working with a reputable agency can streamline the process. Here are some options in Philadelphia:

These agencies provide expert guidance, matching services and financial planning assistance to intended parents.

Getting Started With Surrogacy in Philadelphia

Surrogacy is a life-changing journey that requires careful planning and financial commitment. Whether you’re ready to begin or need more information, you can get in touch with a surrogacy agency or fertility clinic in Philadelphia today. Just fill out our online form. An agency professional can provide expert guidance and help you take the next steps toward growing your family.