Surrogacy By State

How Much Does Surrogacy Cost in Kettering, Ohio?


The cost of surrogacy in Kettering, Ohio changes based on your situation and the choices you make, making financial planning essential for intended parents.

By leveraging financial resources, choosing the right agency, and understanding what goes into your surrogacy costs, families can achieve their goal of parenthood.

Get in touch with us today to find out more about the next steps to take once you know surrogacy is right for you. 

This article will show you how to make surrogacy in Kettering an achievable reality by outlining costs, financing options, and key steps to take.

How Much Does Surrogacy Cost in Kettering?

The cost of surrogacy in Kettering generally falls within a range of $100,000-$200,000+. This estimate includes factors that make the process possible such as:

  • Agency Fees: Covers the costs of working with a surrogacy agency, which provides matching, screening, and support services.
  • Legal Expenses: Includes contracts, parental rights establishment, and any necessary legal filings.
  • Medical Costs: Encompasses prenatal care, delivery expenses, and any necessary fertility treatments.
  • Surrogate Compensation: Payment to the surrogate for carrying the pregnancy, including base pay and reimbursements.
  • Variable Expenses: Covers additional costs such as travel, lost wages, and unforeseen medical expenses.

An Example Surrogacy Cost Breakdown in Kettering

Here’s a breakdown of potential costs:

Ohio Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in Ohio
Surrogate.com

Surrogacy costs vary depending on the agency and professionals’ involved but reputable professionals should be able to walk you through their costs and where your money goes. 

What Is a Realistic Income for Surrogacy?

There is no realistic income for surrogacy. People from all walks of life and financial backgrounds have grown their families through surrogacy. 

Mark and Cody combined multiple financial resources, including personal savings, home equity loans, and fertility grants, to make their dream of parenthood a reality.

By strategically planning and exploring every available option, they were able to cover the costs of surrogacy without an unrealistic financial burden. Their story illustrates that with careful planning, surrogacy can be attainable for many families.

View Case StudyView Case Study

How Much Does Surrogacy Cost with Insurance in Kettering?

Ohio does not have laws requiring insurance companies to cover infertility treatments, and most policies do not extend coverage to surrogate medical expenses.

Intended parents should review their insurance policies carefully and may need to purchase additional coverage for their surrogate, which can range from $10,000 – $25,000.

Some employers offer fertility benefits that could help offset the costs of IVF and surrogacy, making it essential to explore all available options.

How Much Does a Surrogate Cost in Kettering?

Surrogate compensation in Kettering averages $50,000 – $70,000+.

This includes base pay and reimbursements for medical and pregnancy-related costs.

How Much Does IVF and Surrogacy Cost?

IVF treatments in Ohio typically range from $11,000 to $24,000, depending on medications, embryo storage, and additional fertility treatments.

How to Pay for Surrogacy in Kettering

Surrogacy financing options include:

  • Personal Savings: Using your own savings can be the most straightforward way to fund surrogacy, avoiding loans or interest.
  • Home Equity Loans: If you own a home, borrowing against its equity can provide a significant source of funds.
  • Fertility Grants: Various organizations offer grants to help cover surrogacy and fertility treatment costs.
  • Employer Benefits: Some employers offer fertility assistance programs that may partially cover surrogacy costs.
  • Surrogacy-Specific Loans: There are financial institutions that provide loans specifically for surrogacy and fertility treatments.
  • Crowdfunding: Many intended parents turn to platforms like GoFundMe to seek financial support from family, friends, and their wider community.

Surrogacy Agencies

Choosing an experienced surrogacy agency ensures smoother navigation through the process, providing the services needed to complete your journey.

Recommended agencies working in Kettering include:

Fertility Clinics

Fertility clinics play a crucial role in the surrogacy process by providing medical evaluations, fertility treatments like IVF, embryo transfers, and ongoing monitoring to ensure a healthy pregnancy.

These clinics work closely with intended parents and surrogates to optimize the chances of a successful surrogacy journey.

For fertility treatments in Kettering, consider:

Get Started Today

Surrogacy in Kettering is a path that, with the right planning and support, can lead to a fulfilling and successful journey to parenthood.

Whether you are just beginning to explore surrogacy costs, securing financial resources, or selecting the right agency, the right steps today can bring you closer to your dream of growing your family.

By partnering with experienced surrogacy professionals, you can navigate this complex process with confidence, ensuring a smooth and well-supported journey.

Fill out our online contact form to take the first step toward making your surrogacy dreams a reality.

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