Surrogacy By State

How Much Does Surrogacy Cost in Durham, North Carolina?

Surrogacy in Durham requires a significant financial commitment, with various factors influencing what your cost of surrogacy looks like. However, with the right financial planning and resources, this process can be made more accessible.

Understanding the breakdown of expenses and exploring the various surrogacy financing options available will help you approach this life-changing opportunity with confidence.

Get in touch with us online to find out more about what comes next once you know surrogacy is right for you.

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This guide will walk you through the key expenses, funding strategies, and essential service providers in Durham.

How Much Does Surrogacy Cost in Durham?

The cost of surrogacy in Durham generally falls within the $100,000-$200,000+ range.

The total expense is influenced by various factors, such as the specific choices made throughout the process that include:

Agency Fees: Covers the cost of working with a professional agency to manage the surrogacy process.
Medical Expenses: Includes all fertility treatments, prenatal care, and delivery costs.
Legal Fees: Covers the legal contracts between intended parents and the surrogate, ensuring compliance with state laws.
Surrogate Compensation: Payment made to the surrogate for her time, effort, and commitment to carrying the pregnancy.
Variable Costs: Additional expenses such as travel, lost wages, and maternity-related costs that can vary by individual case.

An Example Surrogacy Cost Breakdown in Durham

Here’s an example of how a surrogacy budget might be allocated in Durham:

North Carolina Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in North Carolina

Surrogate.com

This surrogacy cost breakdown is just an example of how your surrogacy costs could be spent.

When choosing an agency, they should be able to provide you with clear answers as to where your money goes.

What’s a Realistic Income for Surrogacy?

There is no set income requirement for intended parents pursuing surrogacy. Many assume surrogacy is only for the wealthy, but that is not the case.

People from all financial backgrounds have successfully completed the process through strategic budgeting and financial planning.

Mark and Cody dreamed of becoming parents but knew the cost of surrogacy was substantial. By leveraging employer benefits, applying for grants, and securing a fertility loan, they made their dream a reality.

Their journey proves that surrogacy is accessible to a diverse range of intended parents, not just those with high incomes.

If you are considering surrogacy, know that there are multiple financial solutions available to help you achieve your goal of parenthood.

View Case Study View Case Study

How Much Does Surrogacy Cost with Insurance in Durham?

North Carolina does not have laws requiring insurance providers to cover infertility treatments, which can impact surrogacy-related costs.

Some health insurance plans may cover medical expenses related to pregnancy, while others exclude surrogate-related costs altogether.

Intended parents should carefully review their policies and consider additional surrogacy-friendly insurance options to ensure all necessary medical expenses are covered.

How Much Does a Surrogate Cost in Durham?

Surrogate compensation in Durham typically ranges from $50,000 to $70,000+, covering base pay and reimbursements for medical expenses, travel, and lost wages.

Compensation may vary based on experience, location, and medical requirements.

How Much Does IVF and Surrogacy Cost?

IVF treatments in Durham generally range from $15,000 to $30,000 per cycle, depending on the clinic and treatment options.

Since multiple cycles may be required, this is a significant expense to factor into surrogacy planning.

How to Pay for Surrogacy in Durham

Many families use a combination of surrogacy financing avenues to help make it more affordable.

Options include:

Personal Savings: Setting aside funds over time can help cover a significant portion of surrogacy costs.
Fertility Loans: Specialized loans are available to assist with fertility treatments and surrogacy expenses.
Employer Benefits: Some employers offer financial assistance or reimbursement for fertility treatments and surrogacy.
Grants & Scholarships: Various organizations provide grants to help intended parents afford surrogacy.
Home Equity Loans: Borrowing against home equity can provide additional funding for surrogacy.
Crowdfunding & Fundraising: Online platforms allow families to raise funds from supportive friends and family.

Surrogacy Agencies

Working with a surrogacy agency can simplify the entire process, offering invaluable support and expertise.

Agencies help intended parents navigate the legal, medical, and logistical aspects of surrogacy, reducing stress and ensuring a smoother experience. From matching you with a suitable surrogate to handling paperwork and coordinating medical procedures, an agency streamlines the journey while providing emotional and professional support.

Choosing the right agency ensures a smooth surrogacy journey.

Recommended agencies serving Durham include:

American Surrogacy
Southern Surrogacy (Charlotte-based, serving Durham)
Sage Family Association (Raleigh-based, serving Durham)

Fertility Clinics

Fertility clinics play a vital role in the surrogacy journey, providing medical expertise, advanced reproductive technologies, and crucial support for intended parents.

These clinics oversee the IVF process, embryo creation, genetic screening, and medical evaluations of both the intended parents and surrogates.

Durham offers several reputable fertility clinics to support intended parents:

Duke Fertility Center
Atlantic Reproductive Medicine (Raleigh-based, near Durham)
Carolina Conceptions

Get Started Today

Understanding the cost of surrogacy is an essential step in your journey toward parenthood. Being well-informed about the financial aspects ensures you can plan effectively and move forward with confidence.

You don’t have to navigate this process alone.

Fill out our online contact form to get connected with the experts that can provide guidance and help you explore the best surrogacy financing options for your unique situation.