Surrogacy By State

How Much Does Surrogacy Cost in Apex, North Carolina?


Surrogacy costs are a significant financial investment, with costs in Apex varying widely depending on your situation and the choices you make.

By understanding the expenses and planning effectively, intended parents can make affording surrogacy an achievable goal.

Get in touch with us today to find out more about how to take the next steps toward parenthood. 

Below, we’ll outline exactly how to navigate the cost of surrogacy in Apex, including cost breakdowns, surrogacy financing options, and professional resources.

How Much Does Surrogacy Cost in Apex?

The cost of surrogacy in Apex is anywhere from $100,000-$200,000+.

This cost varies based on numerous factors including: 

  • Agency Fees: The cost associated with working with a surrogacy agency, which provides matching, legal, and logistical support.
  • Medical Expenses: Covers the cost of IVF procedures, prenatal care, and delivery services for the surrogate.
  • Legal Expenses: Includes drafting and reviewing contracts, parental rights establishment, and other necessary legal protections.
  • Surrogate Compensation: Payment to the surrogate for her time, effort, and physical commitment throughout the process.
  • Miscellaneous Expenses: Additional costs such as travel, insurance, and any unforeseen medical needs that arise. 

An Example Surrogacy Cost Breakdown in Apex

Understanding how your money is spent on surrogacy costs is crucial for financial planning.

Here’s an example of how a surrogacy budget may be allocated:

North Carolina Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in North Carolina
Surrogate.com

What’s a Realistic Income for Surrogacy?

There is no set realistic income for surrogacy, and the idea that surrogacy is only for the wealthy is a common misconception.

Families from a wide range of financial backgrounds have successfully pursued surrogacy by utilizing different financial strategies.

Take Mark and Cody, for example. They were initially discouraged by the high costs of surrogacy but found creative ways to make it work.

By leveraging employer fertility benefits, applying for grants, and strategically using personal savings, they were able to afford the process without being in a high-income bracket.

View Case StudyView Case Study

How Much Does Surrogacy Cost with Insurance in Apex?

North Carolina does not have a state-mandated infertility insurance law, which means coverage for surrogacy-related costs varies significantly by provider and plan. Some insurance policies may cover medical costs for the surrogate, while others explicitly exclude these expenses.

If an intended parent’s insurance does not cover surrogacy, they may need to explore additional options such as surrogacy-specific insurance policies, which can cost between $10,000 and $25,000.

It’s crucial to review insurance policies carefully and consult with a surrogacy professional to determine the best approach for managing these costs.

How Much Does a Surrogate Cost in Apex?

Surrogate compensation in Apex typically ranges between $50,000 and $70,000+, covering base pay and reimbursements for pregnancy-related expenses like maternity clothing, lost wages, and medical costs.

How Much Does IVF and Surrogacy Cost?

IVF treatment is often a necessary part of surrogacy.

The cost of one IVF cycle in Apex ranges from $15,000 to $25,000, with additional expenses for medications and monitoring.

How to Pay for Surrogacy in Apex

Affording surrogacy is possible through various financial options, including:

  • Surrogacy Grants & Scholarships: Some organizations offer grants to help offset the financial burden of surrogacy.
  • Employer Fertility Benefits: Certain employers provide financial assistance for fertility treatments and surrogacy-related expenses.
  • Personal Savings & Investments: Many intended parents use their personal savings or liquidate investments to cover surrogacy costs.
  • Medical Loans & Personal Loans: Financing options like specialized fertility loans can help distribute the cost over time.
  • Crowdfunding & Family Contributions: Online fundraising and support from family members can help intended parents reach their financial goals.

Surrogacy Agencies

Working with a trusted agency can simplify the surrogacy process by handling the complex legal, medical, and logistical aspects on your behalf.

Agencies provide expert guidance, pre-screened surrogate matches, and access to experienced professionals, ensuring a smoother and more efficient journey for intended parents.

Here are some reputable agencies serving Apex:

Fertility Clinics

Partnering with a top fertility clinic ensures quality care throughout the surrogacy journey.

Consider these respected clinics in the Apex area:

Get Started Today

Navigating the cost of surrogacy may seem overwhelming, but with the right knowledge and support, it can be an attainable path to parenthood.

Get the support you deserve and take the first step today— contact us online to get connected with surrogacy experts who can guide you through the process, answer your questions, and help you begin your journey toward growing your family.

Get Started