What Does Surrogacy Cost in North Carolina?

The costs of surrogacy can be a true challenge for families considering the process, however, the cost of surrogacy in North Carolina shouldn’t keep you from creating the family you’ve always hoped for.

Surrogacy can be an accessible, affordable path for you.

For help learning more about surrogacy and you’re financing options, don’t hesitate to reach out to us. We can help connect you with knowledgeable professionals, ready to provide local, personalized support.

How Much Does Surrogacy Cost in North Carolina?

Surrogacy in North Carolina averages between $150,000 and $179,000+. If you’re working with a surrogate in-state, your overall price will most likely be on the lower end of this estimate.

There are strategies and resources that intended parents of all different kinds of financial backgrounds can use to make surrogacy more accessible.

The overall cost of surrogacy is made up of several smaller fees, each with important functions. Understanding these costs is the first step to making an actionable budgeting plan. Let’s take a closer look at how your funds may be used:

An Example Surrogacy Cost Breakdown in North Carolina

Your choice of surrogacy professional will most likely determine your final overall cost. Different surrogacy professionals have pricing structures unique to their firms.

Firms sometimes adjust prices based on challenges in your local area, or to pursue a specific strategy.

 Some firms focus on recruiting a variety of surrogates, while others direct their funds toward legal support.

Here’s an example of how a well-rounded agency might use your funds:

You deserve to work with an agency that prioritizes your specific needs. A good agency will listen to your concerns, value your input and adjust accordingly. After all, no one knows your family better than you do.

We can help you find the best services for your family. To connect with experienced professionals offering personalized and attentive service, contact us today.

What’s a Realistic Income for Surrogacy?

Surrogacy doesn’t have any income requirements. Anyone can become a parent through surrogacy as long as they have the required funds.

While fundraising will be easier for those with a higher income, with enough careful budgeting and use of resources surrogacy can be available to anyone.

What Do You Get from Funding a Surrogacy

With all the different fees and expenses involved in funding a surrogacy, at times it can be unclear what exactly all of it means. When it comes to the value of your surrogacy investment, there are three primary ways your funds will help the process go smoothly.

• Matching Quickly: Finding a surrogate for your journey is a crucial and often difficult step. Agencies use your matching fees to quickly find safe, dedicated surrogates who meet your requirements.
• Through Screening: Surrogacy can be a hard physical process, and should only be attempted by healthy, dedicated individuals. Pre-screening potential surrogates can help avoid disruptive problems during your surrogacy journey.
• Financial Security: Financial protection provides security and peace of mind to intended parents who have worked hard to secure their funding.

When you’re considering your choice of surrogacy professional, ask them about financial protections, surrogate screening, and wait times.

Understanding the Cost of Surrogacy in North Carolina

The cost of surrogacy in North Carolina is made up of a collection of smaller fees. These fees can fluctuate based on the cost of living, medical expenses, choice of agency and more.

 Let’s examine some of the most important fees you’ll need to consider in your budget.

How Much Does Surrogacy Cost with Insurance in North Carolina?

In any pregnancy, including surrogate pregnancies, health insurance is a big consideration. The differences between insurance policies will be important to consider in your budget.

Some insurance policies will cover your surrogate’s health expenses as part of your coverage. Some policies take this further, contributing to your surrogate’s compensation.

However, some policies don’t mention surrogacy at all, or specifically exclude surrogate costs. In this event, you’ll likely need to obtain additional insurance for your surrogate.

If you’re working with a surrogacy agency, the agency may acquire this for you at no extra charge.

How Much Does a Surrogate Cost in North Carolina?

In North Carolina, surrogates are paid between $50,000 and $70,000+ on average.

 If you’re connected with a surrogate from North Carolina, your surrogate’s compensation will fall on the low end of these estimates. Otherwise, compensation will be adjusted based on the cost of living in your surrogate’s area.

Surrogate compensation can be thought of as two distinct funds, base pay and reimbursements. Reimbursements cover your surrogate’s pregnancy-related expenses, like maternity clothes, lost wages, copays and other unexpected medical costs.

Base pay is a more direct compensation for the surrogate to use as she wants. This is to compensate your surrogate for the time, dedication, and physical energy she expends to help you start a family. Some surrogates use these funds to finish their education or to put a down payment on a house.

How Much Does IVF and Surrogacy Cost?

Typically IVF and the associated medications average between $15,000 and $25,000 in North Carolina per cycle. This cost can grow to exceed $30,000 depending on the clinic used and the monitoring options you select.

Depending on your provider and your policy, your insurance may help cover these costs.

Because it’s suggested that intended parents complete the process before pursuing surrogacy, IVF is often not mentioned in surrogacy professionals’ price estimates. Be aware of this when you construct your financial plans.

Affording Surrogacy in North Carolina

Although surrogacy is undoubtedly expensive, most families find the process surprisingly affordable once they’ve made a financial plan and incorporated their available resources.

Many families will need to use several different resources together to achieve their goals. For most families, financial plans involve borrowing a portion of the required funds.

If you’re looking into borrowing funds, consider a surrogacy-specific loan. Be sure to only borrow from trusted institutions.

You can learn more about your borrowing options from your local bank, credit union, one of the companies listed below or your chosen surrogacy professional.

How to Pay for Surrogacy

The varieties of fees that make up the cost of surrogacy are best addressed with a variety of financial resources. The resources listed here could help you get started.

Remember to assess other resources as well; many families have unique assets that may be helpful during this process.

Surrogacy Agencies in North Carolina

From pre-screened surrogates to rapport with legal experts, agencies provide tangible benefits to parents pursuing surrogacy. If you’re looking into working with an agency in North Carolina, consider reaching out to these firms:

• American Surrogacy
• Southern Surrogacy (Charlotte)
• Sage Family Association (Raleigh)

Fertility Agencies in North Carolina

Fertility agencies are essential to the surrogacy process. Working with a clinic that you trust can make a huge difference in your experience of the entire surrogacy process. Consider reaching out to these top-rated North Carolina firms:

• Atlantic Reproductive Medicine (Raleigh)
• Carolinas Fertility Institute (Charlotte)
• Reproductive Specialists of the Carolinas (Charlotte)

When Can I Get Started?

You’re in control of your surrogacy timeline – you can start right now if you want to.

It’s important to remember not to wait too long. You don’t have to figure out everything on your own – there are professional surrogacy experts ready to help you plan your finances and learn everything you need to know about surrogacy.

Don’t hesitate to contact us; we can help put you in contact with compassionate, supportive experts.