How Much Does Surrogacy Cost in Waterford Township, Michigan?

Waterford Township, known for its outdoor recreation, offers a serene and welcoming environment for growing families. With over 30 lakes in the area, Waterford is a picturesque setting to start you surrogacy journey.

Understanding the costs involved in surrogacy can help you prepare for this investment in your future. Below, we break down your potential costs as well as financing options to help make surrogacy more attainable.

Do you have additional questions? Fill out our form, and we’ll help you connect with a surrogacy professional.

Surrogacy Cost Breakdown in Waterford Township

The total cost of surrogacy varies based on multiple factors, but you can expect to spend $100,000-$200,000+. Here’s a breakdown of common expenses:

• Agency Fees: $25,000 to $50,000
• Surrogate Compensation: $50,000 to $70,000
• IVF and Surrogate Medical Expenses: $30,000 to $50,000
• Legal Fees: $10,000 to $15,000
• Surrogacy Insurance: $15,000 to $25,000
• Miscellaneous: $5,000 to $10,000

Every surrogacy journey is different, so your total may look different from this example. For a personalized estimate, fill out our form. We’ll connect you with a surrogacy agency near you.

How Much Does a Surrogate Cost in Waterford Township?

A key expense in your surrogacy journey is surrogate compensation. In Michigan, surrogates typically receive $50,000 to $70,000, depending on their experience, location and agreements. For instance, working a surrogate who has a track record of successful pregnancies will cost more.

The Michigan Family Protection Act, which legalizes compensated surrogacy, won’t take effect until 2025. Until then, working with an out-of-state surrogate might be the fastest option to begin your journey.

How Much Does IVF and Surrogacy Cost in Waterford Township?

In Waterford Township, you can expect to pay $12,000 to $15,000 for one cycle of in vitro fertilization. This includes:

• Egg retrieval and fertilization
• Egg freezing and storage
• Embryo transfer
• And more

You will also need to cover pregnancy-related healthcare, such as prenatal appointments and medications. In total, your IVF and surrogate medical care expenses could range from $30,000 to $50,000.

How Much Does Surrogacy Cost With Insurance in Waterford Township?

Most standard health insurance plans do not cover surrogacy, but they may partially cover aspects like in vitro fertilization and delivery.

To determine your coverage:

1. Review your policy’s fertility benefits.
2. Check whether your surrogate’s policy covers pregnancy-related expenses.
3. Consult with a surrogacy agency for guidance on insurance options.

Michigan does not currently mandate insurance coverage for surrogacy, so thorough research is essential. If you have gaps that pose risks, you can purchase an additional surrogacy-specific policy for $15,000 to $25,000. 

How to Pay for Surrogacy in Waterford Township

Affording surrogacy might seem difficult, and you may even wonder if you have a realistic income for surrogacy. Fortunately, there are various ways to make the cost more manageable:

• Loans
• Payment plans
• Grants
• Fundraising
• Employer benefits
• Personal savings
• Home equity line of credit

Taking advantage of multiple surrogacy financing options can help you move forward on your path to parenthood.

Getting Started

If you’re ready to explore your options, fill out our online form today. We can connect you with a surrogacy agency for a personalized cost estimate and guidance tailored to your journey.