How Much Does Surrogacy Cost in Southfield, Michigan?

Located just outside Detroit, Southfield is a thriving city with beautiful homes and golden skyscrapers. Whether you’re drawn to its peaceful suburban atmosphere or convenient access to larger metropolitan areas, Southfield offers an excellent setting for growing families.

If you want to build your family through surrogacy, it’s important to understand that it’s a significant financial commitment. The cost of surrogacy in Southfield ranges from $100,000-$200,000+, depending on multiple factors. Understanding these costs upfront allows you to make informed decisions and prepare financially.

In this guide, we’ll break down surrogacy costs in Southfield and explore financing options to help you with affording surrogacy. If you’re ready to take the next step, fill out our form to connect with a local agency today.

Surrogacy Cost Breakdown in Southfield

Here’s a detailed breakdown of what you can expect to pay during your surrogacy journey:

• Agency Fees: $25,000 to $50,000. If you choose to work with a surrogacy agency, their fees typically cover matching you with a surrogate, providing support throughout the process and offering counseling for both parties.
• Surrogate Compensation: $50,000 to $70,000. The surrogate’s compensation varies based on her experience, location and any requests you have for the pregnancy.
• Medical Costs: $30,000 to $50,000. This includes the costs of in vitro fertilization and medical care for your surrogate.
• Legal Fees: $10,000 to $15,000. Legal services include drafting the surrogacy agreement and establishing parental rights.
• Surrogacy Insurance: $15,000 to $25,000. It’s important to have insurance coverage for both the surrogate and the baby.
• Miscellaneous Expenses: $5,000 to $10,000. Additional costs can include things like travel expenses and surrogate breast milk.

How Much Does a Surrogate Cost in Southfield?

In Michigan, the cost of hiring a surrogate can be substantial, with compensation typically ranging from $50,000 to $70,000. Your exact total will depend on your surrogate’s experience, location and any requests you have for the pregnancy.

The Michigan Family Protection Act, which decriminalizes compensated surrogacy, is set to take effect in 2025. If you’re hoping to begin surrogacy sooner, you may want to consider working with an out-of-state surrogate.

How Much Does IVF and Surrogacy Cost in Southfield?

In most cases, in vitro fertilization is required to create embryos for surrogacy. The cost of IVF in Southfield, Michigan, typically ranges from $12,000 to $15,000 per cycle. This includes egg retrieval, fertilization and embryo transfer.

You will also need to account for the cost of surrogate medical care, such as prenatal appointments, labor and delivery. When combined with IVF, your total medical expenses can range from $30,000 to $50,000.

Many agencies don’t include the cost of IVF in their estimates, so it’s important to talk with your surrogacy professional so you know what to budget for.

How Much Does Surrogacy Cost With Insurance in Southfield?

Most health insurance plans explicitly exclude coverage for surrogacy-related expenses, which means you’ll need to purchase a separate policy to ensure full coverage. This can cost you $15,000 to $25,000.

However, your personal health insurance may cover portions of the IVF process, such as egg retrieval or embryo freezing. Coverage varies widely depending on your provider and policy, so it’s essential to check with your insurer to understand what is included.

How to Pay for Surrogacy in Southfield

Surrogacy is an expensive process, but there are multiple ways to fund it. Here are some common surrogacy financing options:

• Surrogacy Loans: Some financial institutions offer loans specifically for fertility treatments and surrogacy.
• Personal Savings: If you have savings set aside, you can choose to pay for surrogacy upfront.
• Crowdfunding: Some intended parents turn to crowdfunding platforms to raise money for their surrogacy journey.
• Employer Benefits: Some companies offer fertility benefits or loans for employees seeking fertility treatments.
• Grants: Some organizations offer grants to help offset the costs of surrogacy, particularly for families in need.

Moving Forward With Surrogacy in Southfield

By understanding the costs associated with surrogacy and exploring various funding options, you can make informed decisions that align with your budget and timeline.

Ready to take the next step? Fill out our form to connect with a surrogacy agency in Southfield today.