How Much Does Surrogacy Cost in Pontiac, Michigan?

Pontiac, Michigan, is known for its deep roots in the automotive industry. Just as Pontiac has a history of building strong vehicles, many families here are looking to build something even more meaningful — a family of their own.

If you’re considering surrogacy in Pontiac, understanding the costs involved is essential. While your exact total may vary, intended parents in Michigan typically spend $100,000-$200,000+.

Knowing what to expect can help you prepare for this life-changing journey. Below, we break down the costs associated with surrogacy in Pontiac and help you explore ways to make surrogacy more affordable.

Want to get started? Contact us online, and we’ll help you get in touch with a surrogacy professional.

Surrogacy Cost Breakdown in Pontiac

Here’s an example breakdown of what you may need to budget for:

• Surrogacy Agency Fees: $25,000 to $50,000. This fee covers services such as matching, screening, coordinating legal support and managing the overall surrogacy process from start to finish.
• Gestational Carrier Compensation: $50,000 to $70,000. This amount represents the surrogate’s base pay and can include reimbursements for lost wages, travel expenses, maternity clothing and other pregnancy-related costs.
• Medical Expenses: $30,000 to $50,000. These costs include all medical procedures necessary for the surrogacy journey, such as in vitro fertilization, medications and prenatal care.
• Legal Fees: $10,000 to $15,000. This covers legal representation for both you and your surrogate.
• Surrogacy Insurance: $15,000 to $25,000. You may need to purchase a separate policy to cover surrogacy-related medical expenses.
• Miscellaneous Costs: $5,000 to $10,000. This category includes additional expenses such as travel accommodations, surrogate breast milk and any unexpected costs that arise.

Because every surrogacy journey is different, your total costs may vary. Working with a surrogacy agency can help you estimate your expenses based on your specific situation.

How Much Does a Surrogate Cost in Pontiac?

A significant portion of surrogacy expenses goes toward surrogate compensation. In Michigan, surrogate compensation typically falls between $50,000 and $70,000. This acknowledges the surrogate’s time, effort and commitment to helping you grow your family.

Michigan recently passed the Michigan Family Protection Act, which decriminalizes paid surrogacy agreements. This law won’t take effect until 2025, so you may need to work with a surrogate in another state if you want to begin your journey sooner.

How Much Does IVF and Surrogacy Cost in Pontiac?

If you need to create embryos, you’ll also have to budget for in vitro fertilization. The cost of one IVF cycle in Michigan averages $12,000 to $15,000, but multiple cycles may be required.

Combined with surrogate medical care, your total medical expenses could range from $30,000 to $50,000. This includes the cost of prenatal appointments, medications, labor and delivery and more.

How Much Does Surrogacy Cost With Insurance in Pontiac?

Health insurance coverage for surrogacy varies widely. Most insurance plans do not cover surrogacy-related expenses, but they may cover certain IVF procedures or pregnancy-related medical costs for the surrogate.

If your surrogate’s existing insurance does not cover pregnancy expenses, you may need to purchase a separate policy. This could cost you $15,000 to $25,000. Your surrogacy professional can help you determine what coverage you’ll need.

How to Pay for Surrogacy in Pontiac?

Since surrogacy is expensive, many intended parents use multiple funding sources to make their dream of parenthood a reality. Here are some common surrogacy financing options:

• Loans
• Grants
• Payment plans
• Employer benefits
• Personal savings
• Home equity line of credit
• Crowdfunding

Moving Forward With Surrogacy

Surrogacy in Pontiac, Michigan, is an exciting opportunity to build your family. However, you may need to plan ahead and budget carefully for the process.

If you’re ready to take the next step, reach out to a surrogacy agency to discuss your options and start your journey to parenthood today.