Surrogacy By State

How Much Does Surrogacy Cost in Dearborn, Michigan?

Surrogacy is a life-changing journey that allows you to grow your family, but the costs involved can be significant. In total, you can expect to pay $100,000-$200,000+.

If you’re considering surrogacy in Dearborn, you might be wondering if you have a realistic income for surrogacy. However, couples and individuals from all walks of life have successfully navigated their journeys through careful planning.

Below, we’ll break down surrogacy expenses and provide several surrogacy financing options. If you’re looking for a personalized estimate based on your situation, we can help you connect with a local surrogacy agency. Just fill out our form to get started.

Surrogacy Cost Breakdown in Dearborn, Michigan

While every journey is unique, there are some predictable expenses. Here’s an example breakdown of your potential costs:

Agency and Case Management Fees: Surrogacy agencies coordinate the entire process, including surrogate matching, legal work and administrative tasks. These fees typically range from $25,000 to $50,000.
Surrogate Compensation: The base compensation for a surrogate in Michigan ranges from $50,000 to $70,000, depending on experience and other factors.
Medical Costs: These include fertility treatments, prenatal care and delivery expenses. In vitro fertilization and surrogate medical care generally cost $30,000 to $50,000.
Legal Fees: Legal representation is required for both you and your surrogate, costing $10,000 to $15,000.
Surrogacy Insurance: If you have gaps in coverage, a surrogacy-specific insurance policy will cost you $15,000 to $25,000.
Miscellaneous Costs: You may need $5,000 to $10,000 for things like travel expenses and surrogate breast milk.

How Much Does a Surrogate Cost in Dearborn?

Your surrogate’s compensation will be one of your largest expenses in the surrogacy process. In Dearborn, surrogates typically earn between $50,000 and $70,000. However, you may need to pay more if you want to work with an experienced surrogate or if you have specific requests during the pregnancy.

The Michigan Family Protection Act, which decriminalizes compensated surrogacy, is set to take effect in 2025. If you want to move forward with your journey sooner, you may want to work with an out-of-state surrogate. A national agency can help you get started as soon as you’re ready.

How Much Does IVF and Surrogacy Cost in Dearborn?

In vitro fertilization is a necessary step in gestational surrogacy to create the embryos that will be transferred. A single IVF cycle costs between $12,000 and $15,000 in Michigan. But when combined with surrogate medical care, such as prenatal appointments and medications, your total can reach $30,000 to $50,000.

How Much Does Surrogacy Cost With Insurance in Dearborn?

Many insurance policies do not cover surrogacy-related expenses. However, some plans may partially cover in vitro fertilization or pregnancy-related medical costs.

Since Michigan does not mandate surrogacy insurance coverage, you’ll need to verify with your provider and your surrogate’s to determine what is covered. If there are gaps, you may need to purchase a surrogacy-specific plan for $15,000 to $25,000.

How to Pay for Surrogacy in Dearborn

Given the high costs, affording surrogacy is a common concern for intended parents. Here are several ways to make surrogacy more affordable:

Loans: Fertility and personal loans are available through banks and specialized lending institutions.
Grants: Some organizations provide grants to intended parents struggling with infertility.
Fundraising: Online crowdfunding platforms and community fundraising events can help offset expenses.
Savings and Investments: Using personal savings or liquidating investments can help finance you journey.
Home Equity Line of Credit: Leveraging your home equity can give you access to larger funds at lower interest rates.
Employer Benefits: Some companies offer fertility benefits, including IVF and surrogacy assistance. Check with your human resources department to see if your employer provides financial support.

Finding a Surrogacy Agency in Dearborn, Michigan

Working with a reputable surrogacy agency can simplify the process and provide crucial support. Here are a couple of agencies serving Michigan:

Exploring surrogacy in Dearborn requires careful financial planning, but with the right support, it can be an attainable path to parenthood. If you’re ready to take the next step, connect with a surrogacy agency to learn more about your options and get a personalized cost estimate.