Surrogacy By State

How Much Does Surrogacy Cost in Springfield, Massachusetts?


The cost of surrogacy in Springfield, Massachusetts, is an important consideration for intended parents.

While surrogacy can be expensive, understanding what goes into the costs involved can help you plan accordingly.

Learn more about surrogacy as a way to grow your family by contacting us today. We’re here for you whenever you need us.

 If you’re wondering, how much surrogacy costs or seeking a surrogacy cost breakdown, this guide provides clarity on what impacts your costs.

How Much Does Surrogacy Cost in Springfield?

Surrogacy in Massachusetts generally costs between $100,000-$200,000+, and Springfield falls within this range. The total amount varies based on factors.

Here are the factors that influence your surrogacy costs:

  • Agency Fees: These cover services such as surrogate matching, counseling, and support.
  • Surrogate Compensation: This includes base pay and reimbursements for expenses like lost wages and maternity care.
  • Medical Expenses: Costs for IVF, embryo transfer, prenatal care, and delivery.
  • Legal Fees: Covering the drafting of contracts and ensuring all parties’ rights are protected.
  • Miscellaneous Costs: Includes travel expenses, insurance, and any unforeseen medical needs.

These costs can fluctuate depending on the surrogacy professional you choose and any additional requirements specific to your journey.

An Example Surrogacy Cost Breakdown in Springfield

Understanding the cost structure of surrogacy can help intended parents prepare financially. Here is an example of a surrogacy cost breakdown in Springfield:

Massachusetts Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in Massachusetts
Surrogate.com

Each journey is unique, and surrogacy costs can vary based on individual circumstances and the chosen surrogacy professionals.

What’s a Realistic Income for Surrogacy?

There is no realistic income for intended parents pursuing surrogacy. Families from all financial backgrounds have successfully completed surrogacy journeys, and the key to affording it lies in careful financial planning and utilizing available resources.

Mark and Cody’s story is an excellent example of how intended parents can make surrogacy financially possible.

Initially, they were unsure how affording surrogacy was possible.

However, by exploring financing options, applying for grants, leveraging employer benefits, and securing a personal loan, they were able to cover the costs.

Their journey demonstrates that while surrogacy requires a significant financial commitment, it is achievable with the right planning and support.

View Case StudyView Case Study

How Much Does Surrogacy Cost with Insurance?

Massachusetts is one of the few states with infertility insurance laws that mandate certain health insurance plans cover infertility treatments, including IVF.

However, this coverage does not typically extend to surrogate expenses.

Some surrogacy agencies in Massachusetts offer assistance in securing additional insurance for the surrogate, which can add to the overall cost.

Intended parents should carefully review their policy and consult with their provider to determine what, if any, fertility treatments may be covered.

How Much Does a Surrogate Cost in Springfield?

A surrogate’s compensation in Springfield, Massachusetts, typically ranges from $50,000 to $70,000+.

This amount includes base compensation and reimbursements for expenses like maternity clothing, lost wages, medical copays, and travel.

Due to Massachusetts’ higher cost of living, Springfield surrogates often receive compensation on the higher end of this range.

Reach out to us today to get more free information about what goes into finding the perfect surrogate.

How Much Does IVF and Surrogacy Cost?

The cost of in vitro fertilization (IVF) in Springfield varies from $13,000 to $30,000 per cycle, depending on the clinic and medication needs.

IVF is typically an additional expense beyond standard surrogacy costs. Many intended parents choose to complete IVF before beginning the surrogacy process to streamline their journey and reduce unexpected delays.

Affording Surrogacy: Financing Options in Springfield

While surrogacy costs can seem overwhelming, there are many options available to help intended parents afford the process:

  • Personal Savings: Many families save over time to cover surrogacy costs.
  • Employer Benefits: Some employers offer surrogacy or fertility assistance programs.
  • Grants: Several organizations provide grants specifically for surrogacy expenses.
  • Surrogacy Financing: Loans and financing plans from partners like Sunfish or FutureFamily are available.
  • Home Equity Loans: Homeowners may use a Home Equity Line of Credit (HELOC) to fund surrogacy.
  • Investment Returns: Some parents use investment profits to help cover expenses.

Surrogacy Agencies

The cost of surrogacy in Springfield is influenced by the agency you select.

Working with an experienced surrogacy agency can provide essential services such as legal assistance, screening, and surrogate support, which help ensure a smoother process.

Some trusted surrogacy agencies in Massachusetts include:

Fertility Clinics

Top fertility clinics in Massachusetts provide critical medical services throughout the surrogacy process.

These clinics support intended parents by offering fertility treatments, embryo transfers, and gestational monitoring to ensure a successful surrogacy journey.

Some of the most reputable fertility clinics in Massachusetts include:

Get Started with Surrogacy in Springfield Today

If you’re ready to begin your surrogacy journey, now is the time to take the next step. The earlier you connect with professionals, the sooner you can address the financial aspects of the cost of surrogacy.

Contact us today to speak with a surrogacy specialist and explore your options in Springfield, Massachusetts.

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