Surrogacy By State

How Much Does Surrogacy Cost in Somerville, Massachusetts?

The cost of surrogacy in Somerville, Massachusetts, comes down to your situation and choices you make.

Intended parents who plan strategically for their surrogacy costs can make it an achievable goal. With the right financial planning, support, and knowledge of available resources, the dream of parenthood can become a reality.

Find out more about surrogacy as a path to parenthood

In this guide, we’ll outline the exact costs, ways to afford surrogacy, and resources available to help you navigate the process smoothly.

How Much Does Surrogacy Cost in Somerville?

The cost of surrogacy in Somerville will be anywhere from $100,000-$200,000+.

Several key factors contribute to the overall surrogacy costs and intended parents should be aware of these expenses when planning their surrogacy journey:

Surrogate Compensation: Covers the base pay and reimbursements for medical costs, lost wages, and pregnancy-related expenses.
Agency Fees: Includes the cost of case management, matching services, counseling, and legal coordination.
Legal Expenses: Ensures both the intended parents and surrogate receive proper representation and contract protection.
Medical Costs: Includes fertility treatments, embryo transfers, prenatal care, and delivery.
Screening & Matching Costs: Covers psychological evaluations, medical screenings, and background checks.
Miscellaneous & Variable Costs: Accounts for unexpected medical complications, travel expenses, and childcare.

Due to the high cost of living in Somerville, intended parents should anticipate higher-than-average expenses when compared to national surrogacy costs.

An Example Surrogacy Cost Breakdown in Somerville

A detailed breakdown of the expected expenses and how they could be allocated can help intended parents prepare for surrogacy-related costs:

Massachusetts Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in Massachusetts

Surrogate.com

Reputable professionals can also help you prepare for the cost of surrogacy by letting you know where your money goes if you work with them.

If you still need an agency, reach out to us today to learn more about what to look for in a surrogacy professional.

What’s a Realistic Income for Surrogacy?

The idea that surrogacy is only for the rich is a myth. Many intended parents come from a variety of economic backgrounds and make surrogacy work.

Take Mark and Cody, for example. Initially unsure if they could afford surrogacy, they explored various funding options.

By leveraging savings, applying for surrogacy grants, and securing employer fertility benefits, they successfully brought their baby into the world through surrogacy.

View Case Study View Case Study

How Much Does Surrogacy Cost with Insurance in Somerville?

Massachusetts has some of the most comprehensive infertility insurance laws in the country, requiring many health insurance providers to cover infertility treatments. However, most policies still exclude expenses related to gestational surrogacy, meaning intended parents often need to purchase a separate surrogacy-friendly insurance policy.

This additional insurance coverage can add anywhere from $15,000 to $30,000 to your total surrogacy costs.

Reviewing your existing health plan is essential, as some policies may cover portions of fertility treatments, which could help offset overall expenses.

Working with a surrogacy agency or insurance specialist can help you navigate Massachusetts’ infertility coverage laws to determine what financial options are available to you.

How Much Does a Surrogate Cost in Somerville?

Surrogate compensation in Somerville typically falls between $50,000 and $75,000+.

This includes base pay as well as reimbursements for medical expenses, lost wages, and pregnancy-related costs.

How Much Does IVF and Surrogacy Cost?

IVF costs can range from $13,000 to $30,000 per cycle, depending on the clinic and medications used.

This cost is separate from overall surrogacy expenses, so parents should factor it into their budget.

How to Pay for Surrogacy in Somerville

If you don’t know how affording surrogacy is possible, that’s OK. Many intended parents successfully pay for their journey by combining different financial strategies.

Funding surrogacy requires creative solutions, including:

Personal Savings: Many intended parents save gradually over time to fund their surrogacy journey.
Home Equity Loans or HELOCs: Homeowners can access their home equity to secure low-interest funding for surrogacy.
Surrogacy Grants: Several organizations offer financial assistance to help cover surrogacy-related costs.
Employer Benefits: Some companies provide surrogacy reimbursement or fertility benefits as part of their employee packages.
Surrogacy Loans & Financing: Specialized financial institutions offer loans tailored to intended parents undergoing surrogacy.

By exploring multiple funding sources, intended parents can create a financial plan that makes surrogacy more attainable.

Surrogacy Agencies

Working with a surrogacy agency can make the entire process smoother, safer, and more efficient.

Agencies provide essential services such as matching intended parents with qualified surrogates, coordinating legal and medical requirements, and offering guidance throughout the journey.

By partnering with a reputable agency, intended parents can reduce stress, avoid common pitfalls, and ensure a seamless experience from start to finish.

Reputable agencies serving Somerville include:

Fertility Clinics

Working with a fertility clinic is a crucial step in the surrogacy journey. These clinics provide the medical expertise needed for successful embryo creation, transfer, and monitoring throughout the pregnancy.

They also offer essential fertility treatments for intended parents who require assisted reproductive technologies.

Consider these trusted clinics:

Get Started Today

If you’re ready to begin your surrogacy journey, now is the time to take action.

Speak with our specialists online today to get the information you need on surrogacy costs in Somerville and start building the family you’ve always dreamed of.