Surrogacy By State

How Much Does Surrogacy Cost in Methuen, Massachusetts?


Understanding the cost of surrogacy in Methuen, Massachusetts, is essential for anyone considering this path to parenthood.

With proper financial planning and awareness of available resources, surrogacy can become an achievable goal.

Fill out our online contact form if surrogacy could be right for your circumstances. 

This article will explore the various factors influencing surrogacy costs and provide strategies to help make the process more accessible and manageable. 

How Much Does Surrogacy Cost in Methuen?

On average, intended parents should expect to pay anywhere from $100,000-$200,000+ for a full surrogacy journey.

The cost of surrogacy in Methuen is influenced by multiple factors, including: 

  • Agency Fees: Covers services such as surrogate screening, case management, and coordination throughout the surrogacy journey.
  • Surrogate Compensation: Includes base pay and reimbursements for pregnancy-related expenses, such as maternity clothes and lost wages.
  • Medical Costs: Encompasses IVF, embryo transfer, prenatal care, and other necessary medical procedures.
  • Legal Fees: Covers contract drafting, legal representation, and establishment of parental rights.
  • Variable Expenses: Includes travel costs, insurance, and unforeseen pregnancy-related expenses.

An Example Surrogacy Cost Breakdown in Methuen

Here’s an estimated cost breakdown:

Massachusetts Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in Massachusetts
Surrogate.com

When deciding on what surrogacy agency to work with, ask them if they can give you a surrogacy cost breakdown. 

Reputable professionals will be able to walk you through where your money goes. 

What’s a Realistic Income for Surrogacy?

A common misconception is that surrogacy is only an option for the wealthy. In reality, intended parents from a variety of financial backgrounds successfully fund their surrogacy journey through a combination of savings, loans, grants, and employer benefits.

Mark and Cody’s story illustrates this well. With a middle-class income, they carefully planned their finances, sought out available grants, and utilized employer-provided surrogacy benefits to make their dream of parenthood a reality.

Their journey demonstrates that surrogacy is not exclusive to the wealthy but can be accessible with strategic financial planning and the right resources.

View Case StudyView Case Study

How Much Does Surrogacy Cost with Insurance in Methuen?

Massachusetts has some of the most comprehensive infertility insurance laws in the country, requiring certain health insurance plans to cover fertility treatments, including IVF.

However, surrogacy-related costs are often not fully covered under these mandates. Intended parents should review their insurance policies carefully to understand what is included and whether additional coverage for the surrogate is necessary.

How Much Does a Surrogate Cost in Methuen?

Surrogate compensation in Methuen ranges from $50,000 to $70,000+.

This fee includes base pay and reimbursements for pregnancy-related expenses, such as maternity clothes, lost wages, and medication co-pays.

How Much Does IVF and Surrogacy Cost?

IVF costs between $13,000 and $30,000 per cycle, depending on the clinic and prescribed medications.

These expenses are separate from surrogacy costs and should be factored into your budget.

How to Pay for Surrogacy in Methuen

When it comes to affording surrogacy, there are several financing options:

  • Savings and Investments: Many intended parents save for years or use investment returns.
  • Home Equity Loans: A Home Equity Line of Credit (HELOC) is an often-overlooked funding method.
  • Grants and Scholarships: Organizations offer financial assistance to help offset costs.
  • Employer Benefits: Some companies offer surrogacy-related benefits.
  • Surrogacy Loans: Specialty lenders such as Sunfish or FutureFamily provide financing options.

Surrogacy Agencies

Working with a surrogacy agency can streamline the process by providing guidance, support, and access to screened surrogates.

Agencies handle legal, medical, and financial coordination, ensuring a smoother and more secure journey for intended parents.

Choosing the right surrogacy agency is crucial. Here are some recommended agencies in Methuen:

Fertility Clinics

Fertility clinics play a vital role in the surrogacy process by providing essential medical services such as IVF, embryo transfer, and ongoing pregnancy monitoring to ensure a successful journey.

Trusted fertility clinics in the Methuen area include:

Get Started Today

Understanding the costs associated with surrogacy and how to afford them is vital for anyone considering this path to parenthood. With careful financial planning and access to the right resources, surrogacy can be an achievable goal.

If you’re ready to take the next step, we can help guide you through the process.

Contact us online today to explore your options and begin your journey toward growing your family.

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