Surrogacy By State

How Much Does Surrogacy Cost in Medford, Massachusetts?


The cost of surrogacy in Medford, Massachusetts, is a significant financial commitment. However, with careful planning and access to surrogacy financing resources, growing your family through surrogacy can be achievable.

By understanding the surrogacy costs involved, exploring how to pay for surrogacy, and working with the right professionals, you can successfully navigate your journey to becoming a parent.

Get in touch with us today to find out more about how to find the right professional who can provide you with the support you deserve.

In this article, we’ll break down surrogacy costs, discuss financing options, and provide you with agencies and clinics that can help make surrogacy a reality.

How Much Does Surrogacy Cost in Medford?

Surrogacy in Medford typically costs between $100,000-$200,000+ due to Massachusetts’ high cost of living and medical expenses.

Key factors influencing these costs include:

  • Agency Fees: Covers coordination, matching, and support services.
  • Surrogate Compensation: Includes base pay and reimbursements for expenses like lost wages and maternity clothes.
  • Medical Costs: Covers IVF procedures, prenatal care, and delivery expenses.
  • Legal Fees: Ensures proper contract drafting and legal representation for all parties involved.
  • Variable Expenses: Includes travel costs, potential pregnancy complications, and any unforeseen medical needs.

Understanding these factors can help intended parents plan their finances effectively and navigate the surrogacy process with confidence.

An Example Surrogacy Cost Breakdown in Medford

Here’s an estimated cost breakdown:

Massachusetts Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in Massachusetts
Surrogate.com

Working with a surrogacy agency can help intended parents manage the cost of surrogacy more effectively while providing guidance and support throughout the process.

What’s a Realistic Income for Surrogacy?

There isn’t a set income level required to pursue surrogacy. Families from all financial backgrounds have successfully funded their surrogacy journeys.

Take Mark and Cody, for example.

They dreamed of becoming parents through surrogacy but initially felt discouraged by the surrogacy costs. With strategic financial planning, they secured grants, leveraged employer benefits, and set up a savings plan that made their dream possible.

Today, they’re proud parents, proving that financial barriers can be overcome with the right approach.

View Case StudyView Case Study

How Much Does Surrogacy Cost with Insurance in Medford?

Massachusetts has some of the most comprehensive infertility insurance laws in the country, requiring many insurance providers to cover fertility treatments, including IVF.

However, coverage for surrogacy-related costs is typically limited. Intended parents should carefully review their policies to determine if any aspects of their journey, such as medical procedures or screenings, are covered.

Some surrogacy agencies provide supplemental insurance options to help mitigate costs, while others may require intended parents to purchase additional coverage to ensure proper protection for their surrogate.

How Much Does a Surrogate Cost in Medford?

Surrogate compensation ranges from $50,000 to $70,000+ in Medford.

This includes base pay and reimbursements for pregnancy-related expenses, such as lost wages and maternity clothes.

How Much Does IVF and Surrogacy Cost?

IVF costs between $13,000 and $30,000 per cycle and is usually not included in surrogacy estimates.

Some parents complete IVF before starting surrogacy to streamline the process.

How to Pay for Surrogacy in Medford

Cost is a common concern for those looking to grow their family. If you don’t know how to pay for surrogacy, there are many ways to make affording surrogacy possible. 

Funding options include:

  • Personal Savings: Many parents save gradually for surrogacy.
  • Home Equity Line of Credit (HELOC): Homeowners can leverage equity.
  • Grants and Charitable Funds: Several organizations offer financial assistance.
  • Employer Benefits: Some employers provide surrogacy-related benefits.
  • Surrogacy Loans and Financing: Available through specialized providers like Sunfish and FutureFamily.

Surrogacy Agencies

Working with a surrogacy agency provides intended parents with essential guidance, professional support, and access to experienced professionals who can help navigate the complexities of the surrogacy process.

Surrogacy agencies in Massachusetts include:

Fertility Clinics

Partnering with a fertility clinic provides intended parents with specialized medical expertise, personalized treatment plans, and essential reproductive health support throughout their surrogacy journey.

Clinics in Massachusetts for surrogacy support include:

Get Started Today

The surrogacy process can seem overwhelming, especially the surrogacy costs, but it’s still possible to achieve your dream of parenthood.

Whether you’re just starting to explore your options or ready to move forward, connecting with experts can provide the guidance you need.

If you’re ready to take the next step, contact us online today to discuss your surrogacy financing options and begin your journey toward growing your family.

Get Started