Surrogacy By State

How Much Does Surrogacy Cost in Boston, Massachusetts?

Surrogacy is a life-changing journey, but it comes with significant financial considerations. Understanding the cost of surrogacy in Boston upfront helps intended parents plan effectively and avoid unexpected expenses.

With careful financial planning and the right resources, surrogacy in Boston can be a realistic option for many families. Exploring financing options, insurance coverage, and working with experienced professionals can help make this dream a reality.

Speak with us today to get personalized insights into the cost of surrogacy and learn how to make it more affordable for your family.

In this guide, we’ll break down everything to do with surrogacy costs to help you prepare for your journey.

How Much Does Surrogacy Cost in Boston?

The cost of surrogacy in Massachusetts typically starts between $100,000-$200,000+.

In Boston, due to a higher cost of living, these figures tend to be on the higher end of the spectrum.

Intended parents should be aware of what goes into their surrogacy costs to be able to budget accordingly. Here’s a look at what your costs are comprised of:

Agency Fees: Covers coordination, support, and matching services provided by surrogacy agencies.
Surrogate Compensation: Includes base pay and reimbursements for pregnancy-related costs.
Legal Fees: Ensures legal protection for all parties and covers contract drafting.
Screening Costs: Covers medical and psychological evaluations of surrogates before matching.
Medical Expenses: Includes fertility treatments, embryo transfer procedures, and prenatal care.
Variable Expenses: Accounts for unpredictable costs like travel, lost wages, and pregnancy complications.

An Example Surrogacy Cost Breakdown in Boston

Understanding where the surrogacy costs come from is essential for planning. Here’s a general breakdown of what the expenses involved in surrogacy could look like:

Massachusetts Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in Massachusetts

Surrogate.com

Working with a reputable surrogacy professional can provide invaluable guidance and clarity on your specific circumstances and costs

Learn more about what to look for in a professional

What’s a Realistic Income for Surrogacy?

There is no realistic income for intended parents pursuing surrogacy, surrogacy only being for the wealthy is a common misconception.

While a higher income can make the process easier to finance, most families rely on a combination of savings, loans, grants, and employer benefits to make surrogacy a reality.

Mark and Cody successfully navigated their surrogacy costs by utilizing a mix of personal savings and a surrogacy loan.

They carefully budgeted for each step of their journey, working with a surrogacy agency that helped them explore financial assistance options. Their story is a testament to how surrogacy can be accessible with the right planning and support.

View Case Study View Case Study

How Much Does Surrogacy Cost with Insurance in Boston?

In most cases, existing health insurance does not cover surrogacy-related expenses, requiring intended parents to purchase additional insurance. However, it’s advisable to review policy details, as some may offer limited coverage.

Massachusetts has some of the most progressive infertility insurance laws in the country. While most insurance plans do not cover gestational carrier costs, Massachusetts mandates coverage for infertility treatments, which could include certain IVF procedures leading up to surrogacy.

Reputable surrogacy agencies may assist with acquiring additional insurance for the surrogate, sometimes at no extra cost.

How Much Does a Surrogate Cost in Boston?

Surrogates in Boston typically receive between $50,000 and $70,000+ in compensation. Due to the city’s high living costs, Boston surrogates often expect compensation at the higher end of this range.

Surrogate compensation consists of:

Base Pay: Direct compensation for carrying the pregnancy.
Reimbursements: Coverage for pregnancy-related expenses, such as medical co-pays, maternity clothing, and lost wages.

Fill out our online contact form to find out more about what goes into finding the perfect surrogate.

How Much Does IVF and Surrogacy Cost?

The cost of IVF is usually separate from surrogacy expenses.

IVF treatments in Boston can range from $13,000 to $30,000 per cycle, depending on the clinic and medication requirements.

Intended parents should plan for this additional expense when budgeting for surrogacy.

How to Pay for Surrogacy

Many intended parents use a mix of savings, financing, and alternative funding methods when it comes to affording surrogacy. Here are some ways to help cover your surrogacy costs:

Personal Savings: Gradual savings accumulation over time.
Grants and Charitable Funding: Some organizations offer grants to help with surrogacy costs.
Employer Benefits: Some employers provide surrogacy-related financial assistance.
Surrogacy Loans: Specialized loans designed to assist with surrogacy expenses.
Home Equity Loans: Utilizing home equity for surrogacy financing.

Surrogacy Agencies in Boston

A surrogacy agency can provide essential guidance, legal protection, and logistical support throughout the journey.

Some highly rated agencies serving Boston include:

Fertility Clinics in Boston

Fertility clinics play a critical role in medical procedures associated with surrogacy.

Some trusted fertility centers in Boston include:

Get Started on Your Surrogacy Journey

Speaking with a surrogacy specialist early in the process can streamline your journey and ensure you receive the right guidance around the cost of surrogacy.

If you’re considering surrogacy in Boston, contact us online today to explore your options and connect with the right professionals to help you achieve your family-building dreams.

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