Surrogacy By State

How Much Does Surrogacy Cost in Wheaton, Maryland?

Surrogacy is a life-changing journey that can bring you a new chapter and an opportunity to fulfill your dreams, but it comes with significant financial considerations.

If you’re exploring the cost of surrogacy in Wheaton, Maryland, this guide will help you with a detailed breakdown of surrogacy expenses, financing options, and ways to afford the process.

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How Much Does Surrogacy Cost in Wheaton, Maryland?

The cost of surrogacy in Maryland typically ranges between $100,000-$200,000+. Given Wheaton’s proximity to Washington, D.C., and Maryland’s relatively high cost of living, the total expense may be on the higher end.

Each surrogacy journey is unique, and costs will vary depending on the professionals you work with. Here’s an estimated surrogacy cost breakdown:

Surrogacy agencies facilitate your process, and take care of a huge chunk of the technical work so you won’t have to. These fees cover things like coordination, support, matching services and more.

Surrogates undertake a huge responsibility and physical endeavor that could impact their body for years. This expense compensates them and reimburses them for maternity clothes, lost wages and more.

Both you and the surrogate need legal representation, to ensure everyone’s rights are protected. This fee also covers contract drafting.

Some agencies screen prospective surrogates before matching them with families. This helps keep complications from coming up unexpectedly during the surrogacy process.

These fees cover the cost of various procedures needed during this process, such as fertility treatments for the surrogate, the embryo transfer, delivery costs and other medical interventions.

Some costs like travel expenses, lost wages and costs related to pregnancy complications are hard to predict and can change based on your situation.

Service	Cost
Agency Fees	21%
Surrogate Compensation	35%
Screening and Matching	21%
Legal Costs	11%
Medical Costs	12%

How Much Does Surrogacy Cost with Insurance in Wheaton, Maryland?

Insurance coverage for surrogacy varies. Some policies may cover certain medical expenses for the surrogate, but most do not include surrogacy-specific costs. Intended parents often purchase supplemental insurance policies to cover the surrogate’s pregnancy-related expenses, which can add $10,000 to $20,000 to the overall cost.

Working with a surrogacy agency can help navigate insurance complexities and secure the best coverage.

How Much Does a Surrogate Cost in Wheaton, Maryland?

A surrogate’s compensation in Maryland generally falls between $50,000 and $70,000+, depending on experience and specific requirements. Surrogacy compensation is divided into:

· Base Pay: A fixed amount paid to the surrogate for carrying the pregnancy.

· Reimbursement: Covers medical co-pays, travel, lost wages, maternity clothing, and other related expenses.

Many intended parents choose to work with a surrogacy agency that offers structured payment schedules to make the process more manageable.

How Much Does IVF and Surrogacy Cost?

IVF is an essential part of the surrogacy journey. The cost of IVF in Maryland ranges from $11,000 to $17,000 per cycle, with additional costs for genetic testing, embryo storage, and specialized treatments.

Some intended parents may require multiple IVF cycles, which can increase overall expenses.

Many surrogacy agencies do not include IVF costs in their total estimates, so intended parents should budget for these separately.

Affording Surrogacy in Wheaton, Maryland

Though surrogacy is expensive, many families successfully manage the cost through surrogacy financing options. Here are some ways to afford surrogacy:

Many intended parents save for years, little by little, in order to afford surrogacy.

If you have any profitable investments like long-term mutual funds, these could take care of much of the costs.

Homeowners can take out a Home Equity Line of Credit (HELOC). This method is often overlooked, but it comes highly recommended by economists.

Many charitable organizations offer grants to intended parents. This can be an impactful supplement to assist your budget.

Some companies offer adoption assistance, which can often be extended to surrogacy. Some companies even offer surrogacy-specific benefits.

There are also loans available for intended parents. Surrogacy professionals may offer a financing plan, or they may work with partner organizations like Sunfish or FutureFamily. Be aware of predatory lending and high interest rates. Consult a surrogacy professional for more information and personalized advice.

Surrogacy Agencies and Fertility Clinics in Wheaton, Maryland

Working with experienced professionals is crucial. Here are some surrogacy agencies and fertility clinics near Wheaton, Maryland:

American Surrogacy
Family Forward Surrogacy (Bethesda)
Fertility Source Companies (Rockville)
Montgomery Fertility Clinic (Rockville)
Shady Grove Fertility (Baltimore, Annapolis and more)
Columbia Fertility Associates (Columbia)

When Can I Get Started?

If you’re considering surrogacy in Wheaton, Maryland, it’s important to plan financially and connect with experienced professionals who can guide you through the process.

Reach out today to learn more about surrogacy professionals who can help you make your dream of parenthood a reality!

Start your journey today