Surrogacy By State

How Much Does Surrogacy Cost in Severn, Maryland?

Surrogacy is a life-changing journey for intended parents who dream of building their families.

The total cost of surrogacy in Severn, Maryland can vary significantly based on multiple factors, including agency fees, medical expenses, surrogate compensation, and legal costs.

Below, we break down the expected costs and financing options available to help you navigate this process effectively.

Surrogacy specialists can also help you understand budgeting for surrogacy costs when you get in touch with us.

Get in touch with us

How Much Does Surrogacy Cost in Severn, Maryland?

The cost of surrogacy in Maryland generally ranges from $100,000-$200,000+. Several factors can influence your final costs, such as the surrogacy agency you choose, your surrogate’s compensation, and any medical complications that may arise. Here’s a surrogacy cost breakdown to help you get a closer look at how your surrogacy funds are typically allocated:

Surrogacy agencies facilitate your process, and take care of a huge chunk of the technical work so you won’t have to. These fees cover things like coordination, support, matching services and more.

Surrogates undertake a huge responsibility and physical endeavor that could impact their body for years. This expense compensates them and reimburses them for maternity clothes, lost wages and more.

Both you and the surrogate need legal representation, to ensure everyone’s rights are protected. This fee also covers contract drafting.

Some agencies screen prospective surrogates before matching them with families. This helps keep complications from coming up unexpectedly during the surrogacy process.

These fees cover the cost of various procedures needed during this process, such as fertility treatments for the surrogate, the embryo transfer, delivery costs and other medical interventions.

Some costs like travel expenses, lost wages and costs related to pregnancy complications are hard to predict and can change based on your situation.

Service	Cost
Agency Fees	21%
Surrogate Compensation	35%
Screening and Matching	21%
Legal Costs	11%
Medical Costs	12%

Since every surrogacy agency breaks down their fees a little bit differently, the best way to get an accurate breakdown is to contact an agency and get personalized support.

How Much Does Surrogacy Cost with Insurance in Severn, Maryland?

Insurance coverage for surrogacy varies widely depending on the policy. Some intended parents may find partial coverage for medical expenses related to IVF or pregnancy, but most policies do not cover the surrogate’s compensation. If your insurance does not provide sufficient coverage, you may need to invest in a supplemental surrogacy insurance policy.

How Much Does a Surrogate Cost in Severn, Maryland?

Surrogates in Maryland are typically compensated between $50,000 and $70,000+ in base compensation. In addition to this, intended parents cover reimbursement for medical expenses, maternity clothing, travel, and lost wages.

How Much Does IVF and Surrogacy Cost?

The cost of in-vitro fertilization (IVF) in Maryland averages between $11,000 and $17,000 per cycle. Additional medical costs, such as embryo transfer and prenatal care, may add to the total expenses.

Affording Surrogacy in Severn, Maryland

Though surrogacy is an expensive process, it’s still attainable for most families.

The most common way to fund surrogacies is through surrogacy financing, which are special loans tailored to the needs of intended parents pursuing surrogacy. To find a loan provider, you can contact your bank, local credit union, one of the financiers mentioned below or your surrogacy agency.

How to Pay for Surrogacy

Intended parents have many different methods of financing available to him. This list will give you a great start, but remember to investigate other financial pathways we may forget to mention here.

Many intended parents save for years, little by little, in order to afford surrogacy.

If you have any profitable investments like long-term mutual funds, these could take care of much of the costs.

Homeowners can take out a Home Equity Line of Credit (HELOC). This method is often overlooked, but it comes highly recommended by economists.

Many charitable organizations offer grants to intended parents. This can be an impactful supplement to assist your budget.

Some companies offer adoption assistance, which can often be extended to surrogacy. Some companies even offer surrogacy-specific benefits.

There are also loans available for intended parents. Surrogacy professionals may offer a financing plan, or they may work with partner organizations like Sunfish or FutureFamily. Be aware of predatory lending and high interest rates. Consult a surrogacy professional for more information and personalized advice.

Surrogacy Agencies Near Severn, Maryland

Partnering with the right agency is one of the most important decisions in your surrogacy journey. Some well-known agencies in Maryland that serve intended parents in Severn include:

Fertility Agencies Near Severn, Maryland

Your fertility clinic will play a critical role in your surrogacy journey. Some top-rated clinics near Severn include:

Montgomery Fertility Clinic (Rockville)
Shady Grove Fertility (Baltimore, Annapolis and more)
Columbia Fertility Associates (Columbia)

When Can I Get Started?

If you’re ready to explore surrogacy in Severn, Maryland, there’s no better time to start your journey. Contact a surrogacy agency or fertility clinic today to discuss your options and begin planning for your future family.

Surrogacy is an investment in your dreams, and with careful financial planning and support, it is an achievable goal for many families.

Start your journey today