Surrogacy By State

How Much Does Surrogacy Cost in Bowie, Maryland?


Surrogacy is a life-changing journey that allows intended parents to build the family of their dreams. However, understanding the cost of surrogacy in Bowie, Maryland, is essential before embarking on this process. Below, we break down surrogacy expenses, financing options, and how to make surrogacy more affordable for you.

How Much Does Surrogacy Cost in Bowie, Maryland?

The cost of surrogacy in Bowie typically ranges from $100,000-$200,000+, depending on various factors such as agency fees, legal costs, surrogate compensation, medical expenses, and insurance coverage. Since Maryland has a relatively high cost of living, intended parents in Bowie may find themselves on the higher end of this range.

Surrogacy agencies facilitate your process, and take care of a huge chunk of the technical work so you won’t have to. These fees cover things like coordination, support, matching services and more.

Surrogates undertake a huge responsibility and physical endeavor that could impact their body for years. This expense compensates them and reimburses them for maternity clothes, lost wages and more.

Both you and the surrogate need legal representation, to ensure everyone’s rights are protected. This fee also covers contract drafting.

Some agencies screen prospective surrogates before matching them with families. This helps keep complications from coming up unexpectedly during the surrogacy process.

These fees cover the cost of various procedures needed during this process, such as fertility treatments for the surrogate, the embryo transfer, delivery costs and other medical interventions.

Some costs like travel expenses, lost wages and costs related to pregnancy complications are hard to predict and can change based on your situation. 

An Example Surrogacy Cost Breakdown in Bowie, Maryland

To better understand where your money goes, here’s a general breakdown of the costs associated with surrogacy:

ServiceCost
Agency Fees21%
Surrogate Compensation35%
Screening and Matching21%
Legal Costs11%
Medical Costs12%

Each surrogacy journey is unique, and costs will vary based on the professionals you work with and any unforeseen medical expenses. Contact us to connect with an agency offering personalized support.

How Much Does Surrogacy Cost with Insurance in Bowie, Maryland?

Insurance coverage for surrogacy in Maryland varies. Some policies may cover surrogate maternity care but not the entire process. Most intended parents need to purchase additional insurance policies for their surrogate to ensure comprehensive coverage. If your employer provides fertility benefits, this can help lower costs related to IVF and embryo transfer.

How Much Does a Surrogate Cost in Bowie, Maryland?

Surrogate compensation in Maryland averages $50,000 to $70,000+, depending on the surrogate’s experience, medical history, and location. Compensation consists of two key components:

·        Base Pay: Covers the surrogate’s dedication and commitment throughout the process.

·        Reimbursements: Covers pregnancy-related expenses such as lost wages, maternity wear, and medical co-pays.

How Much Does IVF and Surrogacy Cost?

For intended parents pursuing surrogacy, IVF costs in Maryland range from $11,000 to $17,000 per cycle. If IVF is required before surrogacy, it’s crucial to factor in these costs separately, as some agencies do not include them in their total surrogacy package. Many fertility clinics offer payment plans to help spread out costs.

Affording Surrogacy in Bowie, Maryland

While surrogacy is a significant financial commitment, many intended parents successfully finance their journey through:

Many intended parents save for years, little by little, in order to afford surrogacy.

If you have any profitable investments like long-term mutual funds, these could take care of much of the costs.

Homeowners can take out a Home Equity Line of Credit (HELOC). This method is often overlooked, but it comes highly recommended by economists.

Many charitable organizations offer grants to intended parents. This can be an impactful supplement to assist your budget.

Some companies offer adoption assistance, which can often be extended to surrogacy. Some companies even offer surrogacy-specific benefits.

There are also loans available for intended parents. Surrogacy professionals may offer a financing plan, or they may work with partner organizations like Sunfish or FutureFamily. Be aware of predatory lending and high interest rates. Consult a surrogacy professional for more information and personalized advice. 

Surrogacy Supportin Bowie, Maryland

Working with a reputable surrogacy agency and fertility clinic ensures a smoother journey. Below are some options near Bowie:

Surrogacy Agencies in Bowie, Maryland

Fertility Agencies in Bowie, Maryland

Your Next Steps in Surrogacy

Surrogacy is an incredible opportunity to grow your family. If you’re ready to explore your options, contact a trusted surrogacy agency or fertility clinic to start your journey today.

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