How Much Does Surrogacy Cost in Louisiana?

Welcoming a child into your family through surrogacy can be a wonderful and fulfilling process. The cost of surrogacy in Louisiana may cause prospective parents to believe they’ll never get a chance to experience this for themselves.  

Surrogacy is an attainable goal. Most families realize they can afford surrogacy once they’ve made a financial plan and assessed their resources.

Once you understand what’s involved in financing surrogacy, you’ll see that the cost doesn’t have to keep you from the family you’ve always wanted. Once you’re ready to begin your surrogacy plan, contact us for support and advice throughout the process.

How Much Does Surrogacy Cost in Louisiana?

Surrogacy costs in Louisiana range from $150,000 to $179,000+. This may fluctuate based on where your surrogate lives.

Families in Louisiana should be aware of the specific state laws in place that restrict their surrogacy options. Because of these laws, intended parents in Louisiana are advised to look out of state for their surrogate. This means that your cost may be more dependent on the costs in her home state.

This is a shocking number to many intended parents, but keep in mind that surrogacy can be an attainable option for you even at these high price points.

Understanding what these funds are used for can help intended parents make sense of the costs. Here’s a brief run-through:

Intended parents come from all different kinds of financial backgrounds.  There are resources that can help you create an accessible surrogacy financing plan.

An Example Surrogacy Cost Breakdown in Louisiana

The biggest factor in your overall costs will be which surrogacy professional you choose to work with.  Different professionals will use your funds differently, based on their past experiences, their strategic outlook, your personal needs and factors in your local area.

Here’s a breakdown of how a hypothetical agency might distribute your funds:

No one knows your specific circumstances better than you. You’ll want to work with a surrogacy professional who will recognize that and take your input into account. Reach out to us and we can put you in contact with adoption professionals who will offer individual, personalized support.

What’s a Realistic Income for Surrogacy?

Surrogacy can be accessible at many different income levels. Despite some common misconceptions, surrogacy is not only for wealthy families. There is no income requirement for surrogacy; anyone with the required funds can begin the process any time.

As mentioned, intended parents come from all kinds of different financial backgrounds. Many parents with a reliable income and the ability to budget find surrogacy to be a surprisingly accessible option to grow their family.

What Value Do You Get for the Costs of Surrogacy?

As you saw in that example of a surrogacy cost breakdown, there are many different things that go into the cost.

When it comes to your investment, you may be wondering what that means for your journey. Here are three primary benefits that you recieve:

• Matching Quickly: The best agencies wiill be able to help you find the perfect match in a short amount of time. Your wait times, and how quickly an agency can find you a match, can be the difference maker in becoming a parent sooner vs. later.
• Thorough Screening: Surrogates must meet certain requirements and pass extensive screenings from reputable agencies in order to work with them. Agencies that thoroughly screen candidates before matching reduce chances of issues coming up later on. For exmaple, if you match with a surrogate who fails the screening, you could have to wait more months and pay more to find another surrogate.
• Financial Security: The best agencies offer financial protection for intended parents pursing this form of assisted reproductive technology (ART) to help grow their family. Doing so ensures your investment is protected. Working with an agency that doesn’t offer this protection puts you at risk of having to pay more than you originally thought if challenges arise.

When it comes to your cost of surrogacy in Louisiana, talk to the potential agencies you want to work with about their costs and what it means for your path to becoming a parent.

Understanding the Cost of Surrogacy in Louisiana

Breaking down the overall cost of surrogacy into its smaller parts can help us understand how the funds are used. Here we’ll break down Insurance, surrogate compensation, and IVF.

How Much Does Surrogacy Cost with Insurance in Louisiana?

Depending on your existing coverage and the surrogacy professional you choose to work with, you may not need to worry about insurance costs.

Some insurance policies will cover health expenses for surrogates or even part of the surrogate compensation. This, however, is uncommon. Most policies don’t mention surrogates, and some specifically state that surrogates are not covered.

The good news is if you choose to work with one of the better surrogacy agencies, they’ll buy the necessary insurance coverage at no additional cost to you. If you choose a different path, you may need to pay the insurance premiums out-of-pocket.

How Much Does a Surrogate Cost in Louisiana?

In Arizona, surrogate compensation contracts are illegal, so any agreement made with a surrogate who resides in Arizona is not enforceable. Consequently, intended parents are encouraged to look for surrogates out-of-state.

The national average for surrogate compensation ranges from $50,000 to $70,000.  Your surrogate’s compensation will depend on cost of living in her area and her experience, . 

Surrogacy is a big commitment, and compensation reflects that; most often, surrogacy compensation is the largest single expense within your budget.

This compensation is divided into base pay, and reimbursement for additional expenses, such as:

• Medical bills
• Maternity clothes
• Lost wages
• And more

How Much Does IVF and Surrogacy Cost?

IVF in Louisiana costs between $12,000 and $14,000 per round. The costs can increase depending on what medications are prescribed. Your insurance or workplace benefits may be able to help with these costs.

You might find IVF missing from your chosen adoption professional’s price estimate. Be sure to check whether they’ve included IVF in your financial plans.

Most couples will want to complete IVF before beginning surrogacy. This will make your process go much more quickly and can help you ascertain all your available options moving forward.

Affording Surrogacy in Louisiana

Though funding surrogacy can be challenging, it is accessible, even to families without high income. Intended parents of all different kinds of financial backgrounds can use financial resources, funding strategies and saving plans to help meet the financial demands of the process.

Let’s go over some of the more common ways families finance surrogacy.

How to Pay for Surrogacy

Surrogacy Agencies in Louisiana

Choosing to work with a surrogacy agency can help speed up your process, and give your family access to services you may not have otherwise. If you’re looking for surrogacy help in Louisiana, consider giving these agencies a call:

• American Surrogacy
• Fertility Answers (Lafayette, Baton Rouge)
• Audubon Fertility (New Orleans)

Fertility Agencies in Louisiana

Fertility agencies are an important part of surrogacy. Working with an attentive and supportive clinic can make all the difference in your surrogacy process. Here are some highly recommended clinics in Louisiana:

•  Fertility Institute of Louisiana (New Orleans, Baton Rouge, Mandeville)
• Louisiana Women’s Healthcare (Baton Rouge)
• ARKLATEX Fertility (Shreveport)

When Can I Get Started?

There’s no time like the present to start your surrogacy journey. You can begin today by contacting us. We’ll help put you in contact with experienced professionals who can help you build the family you’ve always wanted.