Surrogacy By State

Surrogacy Cost in Rockford, Illinois: A Simple Guide

Surrogacy in Rockford, Illinois, offers a life-changing path to parenthood for those unable to conceive naturally. While the financial aspect may seem daunting, the good news is that surrogacy costs are manageable with the right planning and resources.

Keep reading to explore the financial details of surrogacy in Rockford, or reach out to us now for help getting started.

Cost of Surrogacy in Rockford

The estimated cost of surrogacy in Rockford typically ranges from $100,000-$200,000+ or more. This figure includes medical expenses, legal fees, surrogate compensation, and agency services. The price reflects the comprehensive support and care involved, from matching with a surrogate to completing the medical and legal procedures.

This is a significant sum, but it is accessible for many families. Once intended parents incorporate the financial strategies and resources outlined below into their financial plan, many are surprised how affordable surrogacy can be. With careful planning and the right guidance, your dream can become a reality.

Surrogacy Cost Breakdown

Here’s how the total cost of surrogacy is generally allocated:

Illinois Surrogacy
Cost Breakdown

Surrogate.com

Agency Fees: 15%-30%, covering detailed coordination of the surrogacy process, personalized matching services to pair intended parents with the right surrogate, and comprehensive administrative support to handle logistics, paperwork, and ongoing communication throughout the journey.
Surrogate Compensation: 35%-40%, ensuring the surrogate is fairly compensated for her time, effort, and commitment. This payment covers essential living expenses, lost wages during pregnancy, and additional needs that arise during her journey.
Medical Expenses: 10%-20%, covering a wide range of essential medical procedures such as IVF cycles, embryo transfers, ultrasounds, and routine check-ups. It also includes medications necessary for fertility treatments and maintaining a healthy pregnancy, ensuring the surrogate receives comprehensive and high-quality medical care throughout the journey.
Legal Costs: 5%-10%, covering all necessary legal agreements to protect the rights of both intended parents and surrogates. This includes drafting and reviewing contracts to ensure clarity and compliance with Illinois surrogacy laws.
Miscellaneous Expenses: 5%-10%, covering unexpected costs such as travel for medical appointments, surrogate support during the pregnancy, and additional medical needs that may arise. This category ensures all logistical and incidental requirements are handled smoothly, providing peace of mind for both intended parents and surrogates.

Surrogacy with Insurance

In some cases, insurance may cover portions of surrogacy-related costs, such as medical procedures for the surrogate. However, not all insurance plans include surrogacy coverage. Consult with your insurance provider and a surrogacy professional to explore your options. Agencies can help review policies and uncover potential savings.

Why Surrogate Compensation Matters

Surrogate compensation is one of the largest expenses in the surrogacy process, and it serves a critical purpose. This payment recognizes the surrogate’s invaluable role and helps support her and her family by covering essential living expenses, childcare, and lost wages during pregnancy.

The financial stability provided by this compensation allows surrogates to dedicate themselves fully to their health and the baby’s well-being. This creates a supportive and positive experience for everyone involved, ensuring that both the surrogate and intended parents can focus on the successful completion of their surrogacy journey.

Financing Your Surrogacy Journey: Strategies and Resources

Navigating the cost of surrogacy is possible with the right tools.

For example, take Mark and Cody. By combining personal savings, employer benefits, and a fertility loan, they successfully funded their surrogacy and welcomed their daughter into their home.

Their experience shows how leveraging multiple resources can make surrogacy accessible. Learn more about how Mark and Cody planned out their finances, or keep reading for resources you can use in your own journey.

Personal Savings: Many intended parents use savings to cover a portion of the costs. Establishing a dedicated savings plan early can make a significant impact.
Grants and Scholarships: Organizations like the Baby Quest Foundation, Family Formation Charitable Trust, and others offer financial assistance to qualifying families. Research these opportunities to see if you qualify.
Employer Benefits: Check with your employer to see if they provide family-building benefits that include surrogacy. Increasingly, companies are offering fertility-related perks to support employees.
Loans: Fertility financing companies, such as Prosper Healthcare Lending and CapexMD, specialize in loans tailored to cover surrogacy expenses. Flexible repayment options can ease the financial burden.
Home Equity Financing: Homeowners may use equity as a funding source for surrogacy costs. This option can provide access to significant funds with manageable interest rates.
Fundraising and Crowdfunding: Online platforms allow intended parents to share their story and raise funds for their surrogacy journey.

Benefits of Working with a Surrogacy Agency

Partnering with a surrogacy agency significantly reduces wait times by leveraging their extensive network of surrogates and resources. This efficient matching process ensures intended parents can begin their journey sooner, cutting down on the delays often associated with independent arrangements.

Agencies also coordinate every aspect of the surrogacy process, including legal and medical arrangements, surrogate matching, and emotional support. Their expertise minimizes complications, allowing intended parents to focus on preparing for their new addition at the end of this journey toward parenthood.

Local Illinois Clinics near Rockford That Perform IVF

Any surrogacy will heavily involve IVF. These clinics offer specialized services to support every stage of the IVF process, providing the care and expertise you need for a successful journey.

Local Illinois Surrogacy Agencies near Rockford

Each of these agencies offers comprehensive services for intended parents, including matching, legal assistance, and support throughout the journey. Let these resources guide you toward finding the right agency for your needs.

The Next Step on Your Surrogacy Journey

The path to parenthood through surrogacy is within reach. Contact us today to connect with experienced surrogacy professionals and access the resources you need to build your family. Whether you’re just starting or ready to move forward, we’re here to help make your dreams a reality.