Surrogacy Cost in Oak Lawn, Illinois: A Simple Guide

Surrogacy offers intended parents a path to building their families, creating lifelong joy and connections. However, the financial aspect can feel overwhelming at first glance. While surrogacy in Oak Lawn, Illinois, comes with significant costs, understanding these expenses can help you make informed decisions.

Keep reading to learn more about surrogacy costs or reach out to us for connections to trusted professionals.

Overview of Surrogacy Costs in Oak Lawn

The total cost of surrogacy in Oak Lawn typically ranges between $100,000-$200,000+. This range includes all major expenses such as medical fees, legal costs, and surrogate compensation.

While this is a considerable investment, most intended parents find the cost accessible when using the financial resources and strategies discussed below.

Surrogacy Cost Breakdown

Understanding the breakdown of surrogacy expenses can provide clarity on where your funds will go. Below is a general percentage-based breakdown of typical costs:

Surrogate Compensation (35-40%): This encompasses base compensation, essential allowances, and additional payments tied to specific milestones, such as undergoing invasive medical procedures or carrying multiples, reflecting the surrogate’s significant role and contributions throughout the journey.

Medical Costs (10-20%): Includes comprehensive fertility treatments, such as medications to support egg retrieval and embryo transfer, as well as all pregnancy-related medical care to ensure the surrogate’s health and the baby’s development.

Agency Fees (15-30%): Encompasses expert matching services to connect you with suitable surrogates, comprehensive medical and psychological screening processes, and ongoing support to ensure a seamless and reassuring experience for both intended parents and surrogates.

Legal Fees (5-10%): Provides comprehensive oversight to ensure all contracts and parentage agreements comply with state laws and protect the rights of all parties involved, including the surrogate and intended parents.

Miscellaneous Costs (5-10%): Covers necessary travel expenses for medical appointments, comprehensive insurance to safeguard all parties, and additional provisions to address unforeseen circumstances, ensuring a smooth and well-supported surrogacy journey.

Surrogacy with Insurance

Having the right insurance can significantly offset medical expenses. Some surrogates may already have insurance that covers pregnancy, while others may require additional policies. Working with an experienced surrogacy professional can help ensure you select suitable insurance options and avoid unexpected costs.

Why Surrogate Compensation Matters

Surrogate compensation recognizes the physical, emotional, and logistical commitment surrogates undertake. It provides financial security for the surrogate and her family, covering lost wages, childcare, and other necessary expenses during the process. Many surrogates use this compensation to achieve significant financial goals, such as making a down payment on a home, further underscoring the meaningful impact of this support.

This allows surrogates to prioritize the well-being of the baby they are carrying without additional stress. By addressing these needs, surrogate compensation ensures a positive experience for both the surrogate and you, and secures the best possible beginning for your child. 

Financing Your Surrogacy Journey

Funding surrogacy can feel daunting, but a range of resources can make it manageable. Here are some options to consider:

• Personal Savings: Many intended parents initiate their surrogacy journey by prioritizing personal savings, carefully setting aside funds to prepare for the significant financial commitment involved. This proactive approach often serves as a foundation, enabling them to access additional resources and make well-informed decisions as they navigate their path to parenthood.
• Grants and Scholarships: Various organizations provide financial assistance programs tailored to help intended parents manage the costs of surrogacy, offering support through grants and dedicated funding initiatives.
• Employer Benefits: Many employers now offer fertility and surrogacy benefits within their healthcare plans, reflecting a growing recognition of the importance of supporting employees in their family-building journeys.
• Loans: Fertility-specific loans provide a practical solution for covering immediate surrogacy expenses, offering tailored repayment options to ease financial pressures throughout the process.
• Home Equity Financing: Tapping into your home equity can serve as a powerful financial resource for funding your surrogacy journey, offering significant capital with relatively low interest rates compared to other financing options.

Many intended parents have used these resources to fund their surrogacy. For example, Mark and Cody’s dream of starting a family also came with financial challenges. Determined to overcome these obstacles, they creatively combined several resources, including grants, a low-interest fertility loan, and personal savings, to manage the expenses.

By exploring multiple resources, they successfully completed their surrogacy journey with the birth of their daughter. Their story shows how combining financial strategies can make surrogacy achievable. Learn more about how they financed their surrogacy journey here:

Benefits of Working with a Surrogacy Agency

Working with a surrogacy agency offers significant advantages, especially when it comes to reducing wait times for matching with a surrogate. Agencies maintain a pool of pre-screened surrogates, ensuring you connect with a suitable match more quickly than through independent searches.

They also handle the coordination of medical and legal services, streamlining a process that can otherwise be overwhelming. Additionally, agencies provide comprehensive support for both intended parents and surrogates, offering expertise and guidance that helps navigate complex decisions with greater ease and confidence.

Local Clinics near Oak Lawn for IVF Services

If you’re considering surrogacy in Oak Lawn, here are some nearby clinics that provide IVF services:

• Advanced Fertility Center of Chicago
• Reproductive Medicine Institute
• Institute for Human Reproduction

Local Surrogacy Agencies near Oak Lawn

Finding the right agency is critical to a successful surrogacy journey. Below are some local options:

• American Surrogacy
• Family Source Consultants
• Illinois Center for Surrogacy

These agencies can guide you through the process and provide the support you need. Transitioning from these resources to financial planning is an essential next step in your journey.

Contact Us to Begin Your Surrogacy Journey

Surrogacy can be a life-changing experience, and we’re here to help. Whether you’re just beginning to explore your options or ready to take the next step, contact us today. We’ll connect you with trusted professionals and support to make your dream of parenthood a reality.