Surrogacy Cost in Des Plaines, Illinois: The Complete Guide

Surrogacy is a rewarding way to grow your family, offering immense joy despite financial challenges. Understanding surrogacy costs in Des Plaines, Illinois, helps you plan effectively and make informed choices.

Keep reading to learn more about surrogacy costs, or reach out to us for help connecting with experienced professionals who can guide you through the process.

The Cost of Surrogacy in Des Plaines

The overall cost of surrogacy in Des Plaines, Illinois, typically ranges from $100,000-$200,000+ or more. Understanding this range allows intended parents to plan effectively and make informed decisions about their surrogacy journey.

Surrogacy Cost Breakdown

The average cost of surrogacy is made up of various components contributing to the total:

• Agency Fees (20%): Covers services such as surrogate matching, case management, and legal coordination. These fees are critical to ensuring all parties involved are supported every step of the way.
• Surrogate Compensation (25%): Reflects the surrogate’s dedication, time, and physical commitment. This compensation is an acknowledgment of their extraordinary effort to help your family grow.
• Medical Costs (30%): Includes IVF, embryo transfer, prenatal care, and delivery-related expenses. Medical procedures form the foundation of the surrogacy process and are often the most significant cost category.
• Legal Fees (10%): Ensures contracts, parental rights, and other legalities are appropriately handled. Proper legal guidance is essential to protecting the rights of both the intended parents and the surrogate.
• Miscellaneous Expenses (15%): Accounts for travel, insurance, and other unexpected costs that may arise during the surrogacy journey.

Surrogacy with Insurance

Some aspects of surrogacy may be covered by insurance, potentially reducing your financial burden. Coverage can include fertility treatments, surrogate health care, and other medical expenses. However, most policies exclude surrogacy. It is essential to carefully review your insurance plan.

Consulting with a surrogacy professional or insurance specialist can provide clarity on what benefits may be available to you and help you maximize your coverage.

Why Surrogate Compensation Matters

It’s natural to have some questions about the largest expenses in your surrogacy budget: surrogacy compensation. Fair compensation is essential for surrogates, recognizing their  efforts throughout the process. This financial support also ensures they can care for their families and manage their personal needs during the pregnancy.

With compensation, intended parents help create a positive and secure experience for everyone involved. Compensation reflects the surrogate’s pivotal role and helps foster a healthy surrogacy journey.

Financing Your Surrogacy Journey

Surrogacy costs may seem daunting, but a variety of strategies and resources can make the process more accessible. Here are some practical options to consider:

• Grants and Scholarships: Organizations dedicated to family building offer financial aid for surrogacy. These programs are often designed to help intended parents offset major costs.
• Flexible Payment Plans: Many agencies provide structured payment plans to ease financial strain, allowing you to spread costs over time.
• Crowdfunding: Online platforms can help gather support from friends, family, and your wider network. Sharing your story can inspire contributions that make a difference.
• Loans: Specialized fertility loans are available to bridge funding gaps, offering flexible terms tailored to family-building needs.
• Workplace Benefits: Some employers offer fertility benefits that include assistance for surrogacy-related costs. Check with your human resources department to explore any available options.

Mark and Cody’s Story

Mark and Cody faced the challenge of affording surrogacy head-on. By working with a surrogacy agency, the couple identified grants, applied for loans, and used a flexible payment plan. Through careful planning and resourcefulness, Mark and Cody are now happy parents.

We can help you create a financial plan just like we helped Mark and Cody. Contact us to connect with resources and professionals.

Benefits of Working with a Surrogacy Agency

Working with a surrogacy agency offers numerous advantages for intended parents. Agencies streamline the process, providing expertise in legal, medical, and logistical aspects of surrogacy.

One of the most significant benefits is reduced wait times for matching with a surrogate. Agencies maintain extensive networks of qualified surrogates, enabling faster matches and ensuring the journey begins without unnecessary delays.

By partnering with a surrogacy agency, intended parents can focus on preparing for parenthood while professionals handle the complexities.

Local Illinois Clinics near Des Plaines

• Fertility Centers of Illinois
• Kindbody IVF Clinic
• Advanced Fertility Center of Chicago

Local Illinois Surrogacy Agencies near Des Plaines

• American Surrogacy
• Circle Surrogacy
• Family Source Consultants

Take the First Step Today

While surrogacy involves financial and emotional commitment, the joy of growing your family can outweigh the challenge. With careful planning, available resources, and the right professionals by your side, surrogacy can become a manageable and rewarding journey.

Contact us to connect with trusted professionals, explore financing options, and access the support you need to turn your dream of parenthood into reality.