How Much Does Surrogacy Cost in Santa Clarita, California?

Surrogacy is a life-changing journey that brings families closer to their dreams. However, it is a big financial commitment. This guide breaks down surrogacy costs in Santa Clarita, California, so you can confidently plan for your family’s future.

If you want to speak with a surrogacy professional about your unique situation, we can help. Just fill out our form to connect with a reputable local agency.

What Is the Average Cost of Surrogacy in Santa Clarita?

The cost of surrogacy in Santa Clarita generally ranges between $169,900-$179,000+. Several factors can influence this range, including your choice of surrogacy agency and your surrogate’s compensation.

Here is a typical surrogacy cost breakdown:

• Surrogacy Agency Fees: $25,000–$50,000
• Surrogate Compensation: $60,000–$90,000+
• Medical Expenses: $30,000–$50,000
• Legal Fees: $10,000–$15,000
• Insurance: $15,000–$25,000+ (if not already covered)
• Miscellaneous Costs: $5,000–$10,000 (e.g., travel, contingency funds)

How Much Does a Surrogate Cost in Santa Clarita?

Surrogate compensation is one of the largest components of the overall expense. In Santa Clarita, surrogates typically receive between $60,000 and $90,000. This amount covers their time, effort and physical commitment to carrying a child.

Depending on your preferences, your total may be higher. For example, you might need to offer higher compensation if your surrogate has prior experience or lives in an area with a higher cost of living.

How Much Does IVF and Surrogacy Cost in Santa Clarita?

In vitro fertilization is an important part of the surrogacy process. Generally, you must have embryos created before you can match with a surrogate.

Overall, IVF and surrogacy medical care will cost you $30,000 to $50,000. This total covers:

• Egg retrieval
• Embryo creation
• Embryo transfer
• Prenatal care
• And more

How Much Does Surrogacy Cost With Insurance in Santa Clarita?

The cost of surrogacy with insurance depends on the coverage provided by your health plan. Many insurance policies exclude surrogacy-related expenses, so you may need to purchase additional policies.

Here’s what you should do:

1. Look into your policy. Your health insurance might cover portions of the IVF process, such as embryo creation.
2. Ask about your surrogate’s medical insurance. Verify if her current plan covers pregnancy and surrogacy-related medical procedures.
3. Consider purchasing a supplemental policy. Some surrogacy agencies recommend or require policies specifically designed for surrogacy to ensure full coverage. 

Your surrogacy professional can help you navigate insurance complexities and minimize unexpected costs.

4 Surrogacy Financing Options in Santa Clarita

If you’re wondering how to pay for surrogacy, several financing options are available:

1. Savings: Many intended parents plan ahead and save over several years.
2. Loans and Credit Lines: Home equity loans or surrogacy-specific financing options can provide the funds you need.
3. Grants: Explore grants offered by nonprofit organizations to support intended parents.
4. Employee Benefits: Check if your employer provides surrogacy or fertility benefits as part of their health plans.

Affording Surrogacy in Santa Clarita

Affording surrogacy is possible with careful planning. Here are a few tips:

1. Create a Budget. Outline all anticipated costs and allocate funds accordingly.
2. Research professionals. Compare agency fees, clinic costs and financing options.
3. Plan for unexpected costs. Build a contingency fund to cover unforeseen expenses.

Next Steps for Your Surrogacy Journey

Ready to take the next step? Start by connecting with a local surrogacy agency near Santa Clarita. A surrogacy professional can guide you through every stage of the process, from matching with a surrogate to bringing your baby home.