Surrogacy By State

How Much Does Surrogacy Cost in San Diego, California?

For intended parents in San Diego, surrogacy offers a life-changing opportunity. However, the cost of surrogacy in this city can be significant, ranging from $169,900-$179,000+. Your exact costs will depend on your surrogacy professional and specific circumstances.

If you’re considering surrogacy in San Diego, this guide will break down your potential expenses. For more information, you can fill out our online form and connect with an experienced surrogacy agency.

Surrogacy Cost Breakdown in San Diego

Understanding the cost of surrogacy begins with knowing where your money goes. Here’s an example breakdown of typical surrogacy expenses in San Diego:

Surrogate Compensation: $60,000–$90,000+
Agency Fees: $25,000–$50,000
Legal Services: $10,000–$15,000
Medical and IVF Costs: $30,000–$50,000
Insurance Coverage: $15,000–$25,000+
Miscellaneous Costs: $5,000–$10,000

These estimates are subject to change based on factors like surrogate experience, your choice of agency and other situational needs.

How Much Does a Surrogate Cost in San Diego?

Surrogate compensation in San Diego reflects the city’s higher cost of living, ranging from $60,000 to $90,000 or more. This amount covers the surrogate’s commitment and essential expenses, such as:

Maternity clothing
Medical bills
Travel for appointments
Lost wages (if applicable)

This compensation ensures surrogates are fairly supported while helping you grow your family.

How Much Does IVF and Surrogacy Cost in San Diego?

IVF costs are a significant part of surrogacy expenses and typically range from $30,000 to $50,000 in San Diego. These costs can include:

Fertility testing
Embryo creation and freezing
Genetic screening

It’s important to check if your insurance policy offers any coverage for IVF procedures.

How Much Does Surrogacy Cost With Insurance?

Many insurance plans do not include coverage for surrogacy-related medical expenses, making it crucial to understand your options. Some policies may cover partial IVF costs, but few extend to surrogate-related maternity care or additional procedures.

Many intended parents choose to purchase supplemental insurance policies specifically tailored for surrogacy. These policies can cost $15,000 to $25,000 or more. Purchasing additional insurance can ensure you’re protected against unexpected costs.

Here are a couple of insurance companies that you could contact for options:

How to Pay for Surrogacy in San Diego

Surrogacy financing can feel overwhelming, but there are options to make it more accessible:

Personal Savings: Many intended parents save over time to cover surrogacy costs.
Grants and Scholarships: Explore nonprofit organizations that support intended parents with affording surrogacy.
Employer Benefits: Some employers offer surrogacy-related financial assistance.
Surrogacy Loans: Specialized financial institutions provide loans designed for intended parents.

Why Choose San Diego for Surrogacy?

San Diego offers several advantages for surrogacy:

Top-Tier Medical Facilities: Renowned fertility clinics like the San Diego Fertility Center provide comprehensive IVF and surrogacy services.
Experienced Professionals: Agencies like American Surrogacy specialize in tailored support for intended parents in San Diego.
Legal Protections: California’s surrogacy-friendly laws ensure clear agreements and safeguards for all parties involved.

Ready to Start Your Journey?

Surrogacy is a life-changing journey. Whether you’re just starting or ready to take the next step, an experienced surrogacy agency can help guide you through the process.