Surrogacy By State

How Much Does Surrogacy Cost in Oakland, California?


Surrogacy in Oakland, California, is a life-changing opportunity to build the family you’ve always envisioned. By understanding the specific costs and benefits of surrogacy in this vibrant city, you can confidently take the first steps on your family-building journey.

This guide will break down the various aspects of surrogacy costs, including surrogate compensation, insurance costs and medical expenses. For more information, you can fill out our contact form and get in touch with a reputable surrogacy agency near Oakland. 

How Much Does Surrogacy Cost in Oakland?

The cost of surrogacy in Oakland is typically $169,900-$179,000+, depending on the agency you choose, the surrogate’s compensation and other factors. While this range may seem steep, there are a lot of professionals and steps involved in the process.

Here’s what a typical surrogacy cost breakdown looks like:

How Much Does a Surrogate Cost in Oakland?

Surrogate compensation is one of the largest components of the overall cost of surrogacy. In Oakland, surrogates typically earn between $60,000 and $90,000. This amount is not entirely profit for the surrogate, as it also covers out-of-pocket expenses related to pregnancy.

Factors like the surrogate’s location, experience and specific circumstances can affect the final compensation amount. For instance, if you want a surrogate with a track record of at least two successful pregnancies, you will need to pay more.

How Much Does Surrogacy Cost With Insurance in Oakland?

Insurance coverage is a crucial consideration when calculating surrogacy costs. Unfortunately, most health insurance policies do not cover surrogacy-related expenses, and those that do often provide limited coverage.

Working with a knowledgeable surrogacy professional can help you navigate insurance complexities. They may also recommend purchasing a comprehensive insurance plan to cover any gaps in your surrogate’s existing policy. In Oakland, additional surrogacy-specific insurance policies can cost between $15,000 and $25,000.

How Much Does IVF and Surrogacy Cost in Oakland?

In vitro fertilization is a significant part of the surrogacy process and contributes to the overall cost. In Oakland, IVF and surrogacy expenses typically range from $30,000 to $50,000. These costs include:

If additional IVF cycles, donor eggs or specialized medical care is needed, your total cost may increase. Talking with your fertility specialist and surrogacy professional can help you anticipate potential expenses.

4 Surrogacy Financing Options in Oakland

Affording surrogacy can feel overwhelming, but there are several financing options available to make this dream a reality.

Here are four ways to pay for surrogacy:

  1. Savings: Many intended parents save for years to fund their surrogacy journey.
  2. Loans: Surrogacy-specific loans are offered by some financial institutions and surrogacy agencies.
  3. Grants: Some nonprofit organizations provide financial grants to families pursuing surrogacy.
  4. Employer Benefits: Check if your employer offers surrogacy or fertility assistance as part of your benefits package.

While surrogacy is a significant financial investment, it is attainable with proper planning and support. A surrogacy agency can provide personalized advice and help you budget for your journey.

Next Steps in Oakland

Surrogacy can be the answer to your dreams of parenthood, offering a clear path forward.  Fill out our form today to connect with a local surrogacy agency in Oakland. It’s time to take the first step toward growing your family.

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