How Much Does Surrogacy Cost in Fresno, California?

Surrogacy is a deeply meaningful journey, offering a pathway to parenthood for many individuals and couples.

If you’re exploring surrogacy in Fresno, California, you may have questions about how the process works, what it entails and how to prepare for the associated costs. Surrogacy costs in Fresno can vary widely depending on multiple factors, such as the agency you work with and the surrogate’s compensation.

By talking with an experienced surrogacy professional, you can get a more accurate picture of your potential experiences. Fill out our online form to get started.

Surrogacy Costs: An Overview

The cost of surrogacy in Fresno typically ranges from $169,900-$179,000+. This estimate includes agency fees, surrogate compensation, medical and legal expenses and additional costs like travel and insurance. While this is a significant financial commitment, understanding the breakdown of these costs can help you plan effectively for your surrogacy journey.

Here is a typical surrogacy cost breakdown:

• Agency Fees: $25,000 – $50,000. Covers matching services, support and administrative costs.
• Surrogate Compensation: $60,000 – $90,000+. Includes base pay and allowances for maternity clothing, lost wages and other expenses.
• Medical Expenses: $30,000 – $50,000. Covers IVF, screenings and prenatal care.
• Legal Fees: $10,000 – $15,000. Ensures all contracts and parental rights are in place.
• Insurance: $15,000 – $25,000+. May include additional policies to cover surrogate-related medical costs.
• Miscellaneous Costs: $5,000 – $10,000. Includes travel, counseling and unexpected expenses.

How Much Does a Surrogate Cost?

The compensation for a surrogate in Fresno typically ranges between $60,000 and $90,000. This amount is influenced by several factors:

• Cost of Living: Fresno has a higher cost of living compared to other regions.
• Experience: Surrogates with prior successful journeys may cost more.
• Specific Circumstances: Other factors, such as medical needs or unique requests from intended parents, can also impact compensation.

This compensation not only acknowledges the surrogate’s dedication but also covers expenses like maternity clothing and lost wages.

How Much Does IVF and Surrogacy Cost?

In vitro fertilization is a crucial component of most surrogacy journeys. Some surrogacy agencies include IVF costs in their overall quotes, while others may require you to account for these expenses separately. In total, you’ll likely need to pay $30,000 to $50,000 for IVF and pregnancy-related medical care.

How Much Does Surrogacy Cost With Insurance?

Insurance is a critical factor in determining your overall surrogacy costs. While some insurance plans cover certain aspects of the process, others may explicitly exclude surrogacy-related expenses. Here’s what you need to know:

• Existing Coverage: Some policies may cover the surrogate’s maternity care if surrogacy isn’t excluded.
• Supplemental Policies: You may need to purchase additional insurance to ensure comprehensive coverage for the surrogate’s medical needs.
• Gap Costs: Even with insurance, you might face out-of-pocket expenses for IVF, embryo transfers and hospital stays.

On average, insurance-related costs for surrogacy can range from $15,000 to $25,000 or more. Consulting a surrogacy professional can help you navigate these complexities and find the best options for your situation.

4 Surrogacy Financing Options for Fresno Families

Affording surrogacy may seem overwhelming, but there are several ways to manage the costs. Here’s how to pay for surrogacy:

1. Savings: Many families save over time to fund their surrogacy journey.
2. Loans and Financing Plans: Some agencies offer payment plans or work with financial institutions specializing in surrogacy loans.
3. Grants: Nonprofit organizations may provide grants to intended parents.
4. Employer Benefits: Check if your workplace offers surrogacy assistance as part of its employee benefits.

How to Choose the Right Surrogacy Professional in Fresno

Selecting the right agency or professional is a critical decision that affects both your experience and your budget. Look for agencies that provide transparent cost breakdowns, offer support throughout the process and have a track record of successful matches.

Working with a reputable agency can provide peace of mind and help you avoid unexpected expenses. Reach out today to get connected with an agency that can help you create your family.