Surrogacy By State

How Much Does Surrogacy Cost in Surprise, Arizona?

Surrogacy is a significant financial commitment, but it can open the door to life-changing opportunities for prospective parents in Surprise, Arizona.

By understanding surrogacy costs involved and planning carefully, you can make this dream a reality.

Get in touch with us online to learn more about the support a surrogacy agency can offer you on this journey.

Below, we’ll outline key financial aspects and strategies to guide you through your cost of surrogacy and help you achieve your family-building goals.

How Much Does Surrogacy Cost in Surprise?

The average cost of surrogacy ranges from $100,000-$200,000+

While surrogacy contracts are unenforceable within Arizona, many intended parents collaborate with out-of-state surrogates through nationwide agencies, influencing the overall surrogacy cost.

Your surrogacy cost breakdown pays for the services during the process that help make this journey possible such as:

Agency Fees: These fees cover essential services like matching with a surrogate, administrative tasks, and ongoing support throughout the process.
Surrogate Compensation: This includes the surrogate’s base pay and reimbursements for her time, effort, and any associated expenses.
Legal Fees: Legal work is vital to ensure that all contracts are compliant with applicable laws and that your parental rights are protected.
Medical Expenses: These cover medical procedures such as IVF, prenatal care, and delivery-related costs.
Variable Expenses: This category includes costs that may arise depending on your specific situation, such as travel, maternity clothing, or lost wages for the surrogate.

An Example Surrogacy Cost Breakdown in Surprise

To better understand the cost of surrogacy in Surprise, the percentages provided below are intended as an example to illustrate how your surrogacy costs might be allocated:

Arizona Surrogacy
Cost Breakdown

Surrogate.com

By understanding this breakdown, you can budget effectively and plan for each stage of your surrogacy journey but the choices you make—such as the agency you work with, the state where your surrogate resides, and additional services you may require—will significantly impact your total surrogacy costs.

What’s a Realistic Income for Surrogacy?

Surrogacy is often seen as a journey reserved for affluent families, but Mark and Cody’s story proves that it is possible with proper planning.

They began their surrogacy journey with a clear vision but limited resources. By prioritizing their finances and exploring available options, they turned their dream into reality.

Mark and Cody focused on saving incrementally for the costs of surrogacy, allocating a portion of their monthly income specifically for surrogacy-related expenses. They also discovered valuable employer benefits that contributed to their costs and successfully applied for financial grants offered by non-profit organizations.

View Case Study View Case Study

How Much Does Surrogacy Cost with Insurance?

Insurance coverage for surrogacy-related expenses is often complex. Most Arizona-based insurance plans do not cover surrogacy.

However, some nationwide providers may offer partial coverage for medical costs. Working with a reputable surrogacy agency can help fill insurance gaps by securing additional policies tailored to your needs.

How Much Does a Surrogate Cost?

Surrogate compensation is typically the largest single expense in the surrogacy process. The national average for surrogate compensation ranges from $50,000 to $70,000+, depending on factors like experience and the cost of living in the surrogate’s home state.

Compensation packages usually include:

Base pay
Reimbursement for medical expenses
Maternity clothing
Lost wages
And more

How Much Does IVF and Surrogacy Cost?

In-vitro fertilization (IVF) is a critical step in the surrogacy process. In Surprise, IVF costs range from $10,000 to $15,000.

Many fertility clinics can safely transport embryos to out-of-state surrogates, with additional costs for transport and storage. Discussing these details with your fertility clinic is essential for accurate budgeting.

Surrogacy Financing and How to Pay for Surrogacy

Although surrogacy is a significant financial commitment, there are several strategies to make it more attainable:

Build Savings Over Time: Gradually setting aside funds for surrogacy-related expenses can provide a solid financial foundation.
Explore Grants and Loans: Research organizations offering grants or loans such as Sunfish or FutureFamily
Leverage Investments: If you have investments, consider using their returns to offset surrogacy costs.
Tap Into Home Equity: A Home Equity Line of Credit (HELOC) can provide additional funds to cover surrogacy expenses.

Consulting a financial advisor or a surrogacy professional like an agency can help tailor a plan to your unique situation.

Surrogacy Agencies

Working with a surrogacy agency provides numerous benefits, offering guidance and support throughout your journey.

These agencies handle the complexities of surrogacy, such as matching with the right surrogate, legal compliance financial planning and more.

By partnering with experienced professionals, you can reduce stress and focus on preparing for your growing family.

Recommended agencies include:

Fertility Clinics

Fertility clinics play a crucial role in the surrogacy process, offering services like embryo creation, IVF procedures and gamete donation.

In Surprise and surrounding areas, you can find several reputable fertility clinics to support your journey. Here are a few options to consider:

These clinics provide expert care and can collaborate with out-of-state surrogates to ensure a seamless process. It’s recommended to consult with a fertility specialist early in your journey to develop a tailored plan.

Get the Support You Deserve

Surrogacy is a life-changing journey that requires careful financial planning for the various surrogacy costs.

With the right agency, financial strategies, and support system, the dream of growing your family can become a reality.