Surrogacy By State

How Much Does Surrogacy Cost in Lubbock, Texas

For many families, surrogacy is a hopeful and life-changing journey, offering the opportunity to build or expand their families.

However, one of the most pressing concerns for intended parents is the cost associated with the surrogacy process. Understanding the cost of surrogacy in Lubbock, Texas in detail is crucial to making informed decisions and preparing financially.

This article will explore the costs of surrogacy in Lubbock and the steps you can take to move forward with budgeting for surrogacy. For expert advice, you can always contact us and get connected with a professional.

Get in touch with us

How Much Does Surrogacy Cost in Lubbock, Texas?

The total cost of surrogacy in Lubbock can range between $150,000 and $179,000+, depending on factors such as agency fees, surrogate compensation, medical expenses, and legal requirements. Below is a surrogacy cost breakdown of the key expenses:

Surrogacy agencies facilitate your process, and take care of a huge chunk of the technical work so you won’t have to. These fees cover things like coordination, support, matching services and more.

Surrogates undertake a huge responsibility and physical endeavor that could impact their body for years. This expense compensates them and reimburses them for maternity clothes, lost wages and more.

Both you and the surrogate need legal representation, to ensure everyone’s rights are protected. This fee also covers contract drafting.

Some agencies screen prospective surrogates before matching them with families. This helps keep complications from coming up unexpectedly during the surrogacy process.

These fees cover the cost of various procedures needed during this process, such as fertility treatments for the surrogate, the embryo transfer, delivery costs and other medical interventions.

Some costs like travel expenses, lost wages and costs related to pregnancy complications are hard to predict and can change based on your situation.

Service	Cost
Agency Fees	21%
Surrogate Compensation	35%
Screening and Matching	21%
Legal Costs	11%
Medical Costs	12%

These expenses can vary depending on what your family needs, so we encourage you to get in touch with us and get connected to a professional who can help you understand the budget for your family’s specific circumstances.

How Much Does Surrogacy Cost with Insurance in Lubbock, Texas?

Insurance coverage for surrogacy varies significantly. Some policies may provide partial coverage for pregnancy-related expenses, while others exclude surrogacy altogether.

In cases where insurance does not cover surrogacy, intended parents sometimes choose to get additional insurance for their surrogate to avoid paying out of pocket medical expenses.

How Much Does a Surrogate Cost in Lubbock, Texas?

Surrogate compensation in Lubbock generally falls within the Texas range of $50,000 to $70,000+. This amount covers two key areas:

· Base Pay: Compensation for the surrogate’s commitment and time.

· Reimbursements: Covers expenses such as maternity clothing, medical costs, lost wages, and travel expenses.

How Much Does IVF and Surrogacy Cost?

IVF costs in Lubbock typically range from $10,000 to $30,000 per cycle, depending on medications, procedures, and clinic pricing. Since multiple IVF cycles may be necessary, intended parents should budget accordingly.

How to Pay for Surrogacy in Lubbock

Surrogacy is a significant financial investment, but many intended parents use various financial strategies to make their journey possible. These include:

Many intended parents save for years, little by little, in order to afford surrogacy.

If you have any profitable investments like long-term mutual funds, these could take care of much of the costs.

Homeowners can take out a Home Equity Line of Credit (HELOC). This method is often overlooked, but it comes highly recommended by economists.

Many charitable organizations offer grants to intended parents. This can be an impactful supplement to assist your budget.

Some companies offer adoption assistance, which can often be extended to surrogacy. Some companies even offer surrogacy-specific benefits.

There are also loans available for intended parents. Surrogacy professionals may offer a financing plan, or they may work with partner organizations like Sunfish or FutureFamily. Be aware of predatory lending and high interest rates. Consult a surrogacy professional for more information and personalized advice.

Surrogacy Professionals in Lubbock, Texas

If you are considering surrogacy in Lubbock, working with a reputable agency and fertility clinic is essential. While Lubbock does not have as many surrogacy agencies as larger Texas cities, several state-wide agencies provide services to intended parents in the area.

Surrogacy Agencies

Fertility Clinics

Fertility clinics are essential to every surrogacy journey. Finding a clinic that you trust can greatly improve the process. When you’re ready, consider reaching out to one of these quality clinics.

IVFMD (Ft. Worth)
Aspire Fertility (Austin)
Fertility Institute of Lubbock, Texas (San Antonio)

Your Next Steps

Surrogacy in Lubbock, Texas, is an achievable goal with the right financial planning. Gaining insight into cost breakdowns, financing solutions, and professional support can provide the clarity needed to navigate this life-changing process with confidence.

To learn more, consider consulting with a surrogacy agency or financial expert to explore your best options.

Start your journey today