Surrogacy By State

How Much Does Surrogacy Cost in Quincy, Massachusetts?

Surrogacy in Quincy, Massachusetts, can be a costly but rewarding journey. Understanding the full range of surrogacy costs upfront ensures you can plan effectively and avoid surprises along the way.

By knowing what goes into the cost of surrogacy and exploring financing options, you can make informed decisions that bring you closer to parenthood.

Contact us online to learn more about the steps involved with surrogacy. We can help you navigate this important step with confidence and clarity.

Get the Support You Deserve

In this guide, we’ll walk you through everything you need to know—from surrogate compensation to IVF costs—while providing tips on how to manage and finance these expenses.

How Much Does Surrogacy Cost in Quincy?

The total cost of surrogacy in Quincy typically ranges from $100,000-$200,000+, but the price can vary significantly based on several factors.

Agency Fees: Agencies coordinate the entire surrogacy process, including matching services and support.
Surrogate Compensation: A surrogate earns compensation for their time, commitment, and any pregnancy-related expenses.
Legal Fees: Essential for protecting both parties.
Medical Costs: Covering IVF, embryo transfer, and prenatal care, medical expenses and any necessary insurance coverage.
Additional Costs: Travel, maternity clothing, lost wages, and unforeseen expenses can add variability to the final cost.

An Example Surrogacy Cost Breakdown in Quincy

To help you visualize the costs, here’s a surrogacy cost breakdown of the expenses associated with the journey:

Massachusetts Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in Massachusetts

Surrogate.com

These numbers are rough estimates but provide a helpful overview of the cost of surrogacy.

Reputable professionals can offer clarity and guidance on your surrogacy costs when partnering with them for your path to parenthood.

Learn more about how to find a reputable surrogacy professional by contacting us online.

What’s a Realistic Income for Surrogacy?

There is no set income requirement for pursuing surrogacy. Families from various financial backgrounds are able to fund the process with proper preparation and planning.

The reality is that surrogacy isn’t restricted to those with high incomes—most intended parents use a mix of resources when it comes to financing surrogacy.

Take Mark and Cody, two intended parents who didn’t have a large savings account when they decided to pursue surrogacy.

But through a combination of personal savings, employer benefits, and a fertility financing program, they were able to cover the costs of surrogacy.

View Case Study View Case Study

How Much Does Surrogacy Cost with Insurance in Quincy?

Massachusetts law requires most employers with more than 50 employees to provide infertility insurance coverage for their employees.

This means that, in many cases, fertility treatments—including IVF—are covered under health insurance plans, though the specifics can vary.

For surrogacy, however, Massachusetts laws don’t mandate that insurance cover the surrogate’s expenses.

This means that while intended parents may have access to coverage for their own infertility treatments, they will still need to cover the cost of insurance for the surrogate separately.

Some surrogates already have coverage through their personal insurance plans, but it may need to be supplemented for surrogacy-specific medical costs.

It’s vital to confirm with your fertility clinic and surrogacy agency to ensure your insurance meets the needs of the surrogacy process.

How Much Does a Surrogate Cost in Quincy?

The cost of a surrogate in Quincy typically ranges from $50,000 – $70,000+, depending on the experience level of the surrogate and whether the arrangement is through an agency or independent. This compensation is broken into two main funds:

Base Compensation: This is the direct payment to the surrogate for carrying the child. It serves as acknowledgment of her time, effort, and commitment throughout the pregnancy
Reimbursement: This covers additional expenses that the surrogate may incur during the pregnancy. It includes things like medical co-pays, maternity clothes, lost wages, travel costs for medical appointments, and other pregnancy-related expenses.

How Much Does IVF and Surrogacy Cost?

IVF (In Vitro Fertilization) is a critical part of most surrogacy arrangements, especially for gestational surrogacy.

In Quincy, the cost of IVF can range from $15,000 to $30,000 per cycle. This includes fertility medications, doctor’s fees, egg retrieval, and embryo transfer.

If multiple IVF cycles are necessary, the cost will increase.

Additionally, the cost of IVF can be higher if egg or sperm donors are required. This is often the case for intended parents who either have fertility issues or who choose to use donor eggs or sperm.

How to Pay for Surrogacy in Quincy

Paying for surrogacy can be a financial challenge, but there are several options available to help manage the costs:

Personal Savings: Many intended parents use their savings to cover surrogacy costs.
Loans and Financing: Some fertility clinics and agencies offer financing options to help cover the expenses. Sunfish or FutureFamily are two examples of such organizations that offer financing options
Surrogacy Grants: There are a few non-profit organizations that provide grants or financial assistance to intended parents.
Insurance Coverage: As mentioned, insurance may cover some medical expenses related to surrogacy, though it’s unlikely to cover the full cost.
Employer Benefits: In some cases, employer health benefits or reimbursement programs may assist with surrogacy-related expenses.

It’s important to consult with your fertility clinic, agency, or financial advisor to explore the best funding options for your specific situation.

Surrogacy Agencies

A surrogacy agency can help you navigate the complexities of the cost of surrogacy in Quincy and much more. An agency will assist with finding a surrogate, arranging medical and legal services, and providing support throughout the pregnancy.

Working with an agency can help ensure that you comply with all legal and medical requirements, a cost of surrogacy that ensures you get the support you deserve.

Fertility Clinics

Fertility clinics play a central role in the surrogacy process, particularly when it comes to IVF.

You’ll need to select a clinic that is familiar with the surrogacy process and has experience working with both surrogates and intended parents.

The clinic will conduct the IVF procedures and work with the surrogate’s medical team throughout the pregnancy. It’s important to ensure that the clinic you choose offers comprehensive support and has a strong success rate.

Get Started Today

Surrogacy in Quincy, Massachusetts, is a significant financial and emotional commitment, but it can also be an incredibly rewarding experience.

If you’re ready to take the next step in your surrogacy journey, it’s important to connect with the right professionals, including fertility clinics, legal experts, and surrogacy agencies.

To learn more about the costs and the process, or if you’re ready to begin finding the right surrogate for your family, reach out to our team today.

We’re here to guide you every step of the way and ensure that your surrogacy journey is as smooth and successful as possible.